USDA VS FHA in Fuller-Heights, Polk County, FL

In 2025, the USDA loan limit in Fuller-Heights, within Polk, FL, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

You can use the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Fuller-Heights, Polk, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fuller-Heights, FL

Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

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What is a USDA Loan in FL?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural neighborhoods only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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