USDA Vs. FHA Pro and Con comparison in Fort-Pierce-South, St. Lucie County, FL
In 2025, the USDA loan ceiling in Fort-Pierce-South, within St. Lucie County, FL is set at $305,400, whereas the FHA cap for a single-family residence is $381,800.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA premium rates, and evaluate the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side to determine which option in best suits your financial scenario.
2025 Loan Limits and Down Payment Requirements in Fort-Pierce-South, St. Lucie County, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fort-Pierce-South, FL
Lendersa® is committed to helping you access the most favorable USDA or FHA loans promptly and without complications. Choose from three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans demanding at least a 3.5% down payment, the USDA mortgage does not require any down payment.
PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more. and Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.
1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
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Southern Teachers and Parents Federal Credit Union
728 Harding Boulevard, Baton Rouge, LA, 70807
Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
First Signature Mortgage, LLC supports Equal Housing Opportunity
The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you!
440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
