The USDA loan limits in Hutchinson-Island-South, St. Lucie, FL for 2025 stand at $305,400, while the FHA limit is $381,800 for single-family homes.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA interest rates, along with the income, credit score, and document requirements for eligibility. Our comprehensive mortgage calculator displays options for USDA, FHA, Conforming, and VA loans side by side, aiding you in identifying the most suitable program in <Alabama> for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $305,400 | None |
| FHA | $381,800 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, we aim to swiftly connect you with optimal USDA or FHA loan options without unnecessary stress. Choose from three pathways to get aligned with suitable lenders and USDA loan schemes.
A USDA home loan, endorsed by the Department of Agriculture (or USDA rural development loan), is exclusively for rural areas. Unlike the FHA loans requiring a 3.5% down payment, it mandates no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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