USDA Loan Vs. FHA loan pro & con for Hutchinson-Island-South, St. Lucie County, FL

In 2025, USDA loan limit in Hutchinson-Island-South, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hutchinson-Island-South, FL

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

617 867 0700 1159 miles Lender's profile and map Reviews Tremont Realty Capital 255 Washington Street, Suite 300, Newton, MA, 02458 The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
(563) 785-4441 1159 miles Lender's profile and map Reviews Liberty Trust & Savings Bank 502 Eighth Avenue, Durant, IA, 52747 New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
(617) 232-9410 1159 miles Lender's profile and map Reviews Brookline Municipal Credit Union 334 Washington Street, Brookline Village, MA, 02447 Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.
(816) 524-0707 1159 miles Lender's profile and map Reviews Signature Mortgage Group, LLC 3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111 Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.
(816) 531-2345 1159 miles Lender's profile and map Reviews Nutter Home Loans 4153 Broadway, Kansas City, MO, 64111 Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
(816) 483-1210 1159 miles Lender's profile and map Reviews Central Bank of Kansas City 2301 Independence Boulevard, Kansas City, MO, 64124 Central Bank of Kansas City is a local community bank that has provided financial services for individuals and businesses since 1951. Central Bank has been family-owned since the 1960s and has been certified as a Community Development Financial Institution (CDFI) since 1998 by the US Treasury Department.
(800) 901-2314 1159 miles Lender's profile and map Reviews Olive Tree Mortgage Solutions, Inc 70 Leo M. Birmingham Pkwy, Brighton, MA, 02135 Olive Tree was designed to put your needs first. With us you will get a low rate, cutting edge technology & commitment and dedication throughout the loan process. Olive Tree Mortgage, your local Independent mortgage experts create the speed (quick) & pricing (lower rates and fees) only competition among the best lenders in the country can provide.
(816) 231-3380 1159 miles Lender's profile and map Reviews Edison Credit Union 4200 East Front Street, Kansas City, MO, 64120 We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
(816) 242-2133 1159 miles Lender's profile and map Reviews Bayer Credit Union 8400 Hawthorne Road, Kansas City, MO, 64120 Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
(617) 972-8588 1159 miles Lender's profile and map Reviews American Mortgage Resource Inc 2 Winter Street, Suite 202, Waltham, MA, 02451 American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
(781) 419-9923 1159 miles Lender's profile and map Reviews Independence Mortgage Group LLC 318 Bear Hill Road, Suite 11, Waltham, MA, 02451 Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.