USDA Vs. FHA your options comparison in Jensen-Beach, Martin County, FL
For 2026, the USDA loan limit in Jensen-Beach, located in Martin county, FL, is $305,400. In contrast, the FHA limit for a single-family home stands at $381,800.
Utilize the Lendersa® USDA loan calculator to assess today’s prime USDA versus FHA rates. Gain insight into the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to choose the best program for your financial needs in Alabama.
Details on Loan Limits and Down Payment Requirements for 2026 in Jensen-Beach, Martin County, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Jensen-Beach, FL
The aim of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and conveniently. Start by selecting one of three initial options to connect with lenders and tailor USDA loan programs to your needs.
The USDA home loan, sponsored by the government through the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. Offered solely in rural areas, USDA loans differ from FHA loans, which require a minimum down payment of 3.5%—USDA loans require no down payment.
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