USDA Loan Vs. FHA loan pro & con for Indian-River-Estates, St. Lucie County, FL

In 2025, USDA loan limit in Indian-River-Estates, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Indian-River-Estates, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 289-2551 1320 miles Lender's profile and map Reviews American Interstate Bank Elkhorn 3331 N. 204th Street, Elkhorn, NE, 68022 Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects. American Interstate Bank (AIB) offers a full range of banking products
(402) 697-5990 1320 miles Lender's profile and map Reviews Pinnacle Bank 18081 Burt St, Elkhorn, NE, 68022 We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
(715) 627-4336 1320 miles Lender's profile and map Reviews CoVantage Credit Union PO Box 107, Antigo, WI, 54409 CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
(207) 778-3339 1321 miles Lender's profile and map Reviews Franklin Savings Bank 197 Main Street, Farmington, ME, 04938 Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
(715) 261-7680 1321 miles Lender's profile and map Reviews Marathon County Employees Credit Union 400 E Thomas Street, Wausau, WI, 54403 Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz We are a state chartered
(715) 842-5693 1321 miles Lender's profile and map Reviews Cloverbelt Credit Union 110 McIndoe Street, Wausau, WI, 54403 Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
(608) 323-2126 1322 miles Lender's profile and map Reviews Arcadia Credit Union 535 South Dettloff Drive, Arcadia, WI, 54612 Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
(877) 491-2265 1322 miles Lender's profile and map Reviews Vista Bank 901 Main Street, Ralls, TX, 79357 Vista Bank operates 15 locations throughout West Texas, Austin, Dallas, and Fort Worth.With disciplined and organic asset growth in the last decade, Vista broke into the Top 100 Texas Banks by asset size in 2018. With a rich 108-year history of entrepreneurs banking entrepreneurs.
(715) 675-8296 1322 miles Lender's profile and map Reviews M.E. Employees Credit Union 111 E Randolph Street, Wausau, WI, 54401 M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.
(800) 845-5025 1322 miles Lender's profile and map Reviews Connexus Credit Union 1 Corporate Drive, Suite 700, Wausau, WI, 54401 Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service
(715) 842-2191 1322 miles Lender's profile and map Reviews Peoples State Bank 1905 Stewart Ave, Wausau, WI, 54401 Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.