FHA Vs. USDA loan program for Indian-River-Estates, St. Lucie County, Florida

In 2025, the USDA loan limit for Indian-River-Estates in St. Lucie county, FL, is set at $305,400, while the FHA maximum is $381,800 for a single-family home.

To compare the current USDA and FHA best rates, use the Lendersa® USDA loan calculator. It will help identify the income, credit, reserves, and document requirements needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, making it easier to decide which one suits your financial situation best in .

USDA and FHA Loan Options in Indian-River-Estates, FL

The aim of Lendersa® is to quickly secure the most suitable USDA or FHA loans. You can begin by choosing one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is limited to rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.

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(513) 941-6675 Lender's profile and map Reviews President's Federal Credit Union 4135 State Route 128, Cleves, OH, 45002 Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.
(740) 472-1641 Lender's profile and map Reviews Woodsfield Savings Bank 600 Lewisville Road, Woodsfield, OH, 43793 Woodsfield Savings Bank was established in 1887 as Woodsfield Building and Loan. Over the years, our name has changed to Woodsfield Savings and Loan and then to our current name in 1995 of Woodsfield Savings Bank. We have grown leaps and bounds since then. We now have two locations, our main office in Woodsfield and since 2017, our branch in Barnes
(410) 687-5240 Lender's profile and map Reviews LM Federal Credit Union 101 Chesapeake Park Plaza, Middle River, MD, 21220 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
(866) 817-0378 Lender's profile and map Reviews RESIDENTIAL MORTGAGE SOLUTIONS 1515 Martin Blvd., Baltimore, MD, 21220 Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
4439629585 Lender's profile and map Reviews Turner Capital 10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117 Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
(443) 548-8019 Lender's profile and map Reviews First Eagle Federal Credit Union 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117 First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
(443) 738-1614 Lender's profile and map Reviews Novak Financial Inc 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117 Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
(443) 256-9500 Lender's profile and map Reviews Access 1 Properties 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117 Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
(800) 486-8786 Lender's profile and map Reviews iReverse Home Loans 12404 Hunters Glen, Owings Mills, MD, 21117 iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
(800) 491-9010 Lender's profile and map Reviews iHome Mortgage 12404 Hunters Glen, Owings Mills, MD, 21117 iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.
(443) 738-1230 Lender's profile and map Reviews Caliver Beach Mortgage LLC 500 Redland Court, Suite 300, Owings Mills, MD, 21117 We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away