USDA Loan Vs. FHA loan pro & con for Indian-River-Estates, St. Lucie County, FL

In 2025, USDA loan limit in Indian-River-Estates, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Indian-River-Estates, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(320) 634-4545 1505 miles Lender's profile and map Reviews Eagle Bank Minnesota 2 South Franklin Street, Glenwood, MN, 56334 Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
(207) 498-8726 1506 miles Lender's profile and map Reviews Aroostook County Federal Savings and Loan Association 43 High St, Caribou, ME, 04736 At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy
(207) 498-8756 1506 miles Lender's profile and map Reviews The County Federal Credit Union 82 Bennett Drive, Caribou, ME, 04736 County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.
(719) 456-1512 1506 miles Lender's profile and map Reviews First National Bank of Las Animas 535 Bent Avenue, Las Animas, CO, 81054 Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
(320) 679-3100 1506 miles Lender's profile and map Reviews Neighborhood National Bank 15 Minnesota Ave S, Aitkin, MN, 56431 Neighborhood National Bank is committed to serving our community's financial needs with quality products and services, while exceeding our customer's expectations with our friendly and professional staff. We offer both personal and business banking as well as an array of loan services available. Get the best rates available on consumer
(218) 226-4401 1506 miles Lender's profile and map Reviews North Shore Federal Credit Union 85 Outer Drive, Silver Bay, MN, 55614 North Shore Federal Credit Union has been a financial beacon along the shore of Lake Superior for 50 plus years. Specializing in outstanding member service and offering products to meet every walk of life. North Shore Federal Credit Union proudly meets the financial needs of those living along the Lake Superior's North Shore.
(218) 768-2410 1507 miles Lender's profile and map Reviews Grand Timber Bank 204 North Maddy Street, McGregor, MN, 55760 A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
(605) 874-2191 1509 miles Lender's profile and map Reviews DNB National Bank 305 4th Street West, Clear Lake, SD, 57226 DNB National Bank is a locally owned independent community bank. The bank, located in Clear Lake, South Dakota, was originally organized on December 16, 1925. We have redesigned our website to make your experience easier on all of your devices! Our goal is to provide the financial services you need along with the best customer service ever!
(218) 829-9065 1511 miles Lender's profile and map Reviews Brainerd BN Credit Union 804 Laurel Street, Suite 101, Brainerd, MN, 56401 Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
(402) 387-2381 1512 miles Lender's profile and map Reviews West Plains Bank 200 North Main Street, Ainsworth, NE, 69210 West Plains Bank founded as Commercial State Bank opened its doors in Ainsworth on 1913. After a national bank charter was granted on November 1, 1927, the bank changed its name to the Commercial National Bank of Ainsworth The local bank weathered the financial storms of the 20′s, the depression of the 30′s, the hectic periods of both World Wars.
(308) 368-5555 1514 miles Lender's profile and map Reviews The Hershey State Bank 100 S. Lincoln Ave, Hershey, NE, 69143 The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin