USDA VS FHA in Indian-River-Estates, St. Lucie County, FL
In 2026, the USDA loan limit for Indian-River-Estates in St. Lucie county, FL, is set at $305,400, while the FHA maximum is $381,800 for a single-family home.
To compare the current USDA and FHA best rates, use the Lendersa® USDA loan calculator. It will help identify the income, credit, reserves, and document requirements needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, making it easier to decide which one suits your financial situation best in .
2026 Loan Limits and Down Payment Requirements in Indian-River-Estates, St. Lucie, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Indian-River-Estates, FL
The aim of Lendersa® is to quickly secure the most suitable USDA or FHA loans. You can begin by choosing one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is limited to rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
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Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!
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Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.
3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
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2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!
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1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
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Gilbert Mortgage was created on the paradigm that a successful company isn’t created by providing solutions for the masses. We think success is earned by listening & taking time to understand the specific goals, then providing the tools to accomplish those goals. Gilbert Mortgage is a full service mortgage brokerage located in the town of Gilbert
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