USDA Vs. FHA Pro and Con comparison in Ridge-Wood-Heights, Sarasota County, FL
In 2025, the USDA loan limit for Ridge-Wood-Heights, located in Sarasota County, FL, is $338,500, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Find out the income, credit score, reserves, and documents required to qualify. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA options side by side to determine which program fits your financial situation best in Alabama.
2025 Loan Limits and Down Payment Requirements in Ridge-Wood-Heights, Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ridge-Wood-Heights, FL
Lendersa®'s mission is to provide you with the best possible USDA or FHA loans quickly and without hassle. Select one of three pathways to align with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment, providing a significant advantage for eligible rural buyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service" should be. Our expectation is to make a difference.
2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
2001 Timberloch Place, Suite 500, Spring, TX, 77380
Whizango, we can keep you out of a complicated mortgage process. We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate.
26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.
Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
