USDA and FHA Pro and Con in South-Sarasota, Sarasota County, FL
For the current year 2025, the USDA loan cap in South-Sarasota, located in the county of Sarasota, FL, is set at $338,500, whereas the FHA cap is $356,362 for single-family homes.
Take advantage of the Lendersa® USDA loan calculator to easily compare the USDA and FHA rates available today. This tool will guide you in assessing the income, credit score, reserves, along with necessary documentation to qualify. The cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program suitable for your financial needs in .
2025 Loan Caps and Down Payment Details in South-Sarasota, county of Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in South-Sarasota, FL
Lendersa® is dedicated to swiftly securing the optimal USDA or FHA loan for you, with minimal hassle. Start your journey by choosing one of three paths, each leading to matched lenders and USDA loan solutions.
The USDA home loan is supported by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage. It's specifically offered in rural areas and requires no down payment, unlike FHA loans, which necessitate a minimum of 3.5% down payment.
Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
258 Village Square, Suite 200, Pleasant View, TN, 37146
AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified
Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
3711 Cypress Street, Suite 1, West Monroe, LA, 71291
Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.
Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that's through providing savings options, being a lending source or simply providing convenience, each member's needs are unique. We serve employees of companies all over the Mid South and across the nation.
It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business.
BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile
The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
