USDA Vs. FHA Pro and Con comparison in Siesta-Key, Sarasota County, FL
In the year 2025, within Siesta-Key, Sarasota county, FL, the USDA loan limit is set at $338,500, while the FHA benchmark for a single-family home stands at $356,362.
Employ the Lendersa® USDA loan calculator to evaluate the top current USDA and FHA rates. Analyze the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, ensuring you choose the best program in for your financial situation.
Loan limits and down payment criteria for 2025 in Siesta-Key, Sarasota county, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan alternatives in Siesta-Key, FL
Lendersa® aims to swiftly and effortlessly connect you with the most advantageous USDA or FHA loans. Choose from three initial alternatives that align you with lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
"JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.
Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.
The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.
Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
141 Prosperous Place, Suite 25, Lexington, KY, 40509
Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
153 Prosperous Place, Suite 2B, Lexington, KY, 40509
At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
