FHA Vs. USDA loan program for Siesta-Key, Sarasota County, Florida

In 2025, USDA loan limit in Siesta-Key, county of Sarasota, FL is $338,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Siesta-Key, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 469-4008 Lender's profile and map Reviews Think Mortgage Inc. 5455 Wilshire Boulevard, Suite 1505, Los Angeles, CA, 90036 THINK Mortgage, Inc our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(310) 721-1297 Lender's profile and map Reviews Vantage Realty Inc. 145 South Fairfax Avenue, Suite 200, Los Angeles, CA, 90036 Our goal is simple. Make your next Real Estate or Mortgage transaction as seamless as possible. We want to empower and educate our clients on all their options and guide them in the directions that will yield maximum results. If you are looking for a friendly, straight-forward, and transparent agent, you’ve come to the right place.
(323) 486-1636 Lender's profile and map Reviews Loanenvy.com Inc. 5900 Wilshire Boulevard, Suite 2600, Los Angeles, CA, 90036 We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
(747) 279-6400 Lender's profile and map Reviews Tressa Pope 3500 W Olive Avenue, Suite 300, Burbank, CA, 91505 With over 20 years of experience in the mortgage industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Working with me, you’ll receive: Professional advice and support in making your home financing decisions
(800) 328-5328 Lender's profile and map Reviews Logix Federal Credit Union 2340 Hollywood Way, Burbank, CA, 91505 Logix was founded as the Lockheed Aircraft Federal Credit Union in 1937, during the height of the Great Depression. As we grew, we were able to serve many more elements of our communities, to such an extent that Lockheed employees became only a small fraction of our membership. So in 2012, we changed our name to Logix.
(877) 957-2772 Lender's profile and map Reviews National Home Preservation Center 2600 West Olive Ave, 5th Floor, Burbank, CA, 91505 NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
(818) 238-2900 Lender's profile and map Reviews UMe Credit Union 3000 W. Magnolia Blvd, Burbank, CA, 91505 U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment). As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.
(818) 556-6500 Lender's profile and map Reviews The Mortgage Group 4405 Riverside Drive, Suite 101, Burbank, CA, 91505 The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
(818) 342-9555 Lender's profile and map Reviews SDC Capital 4001 Burbank Blvd., Burbank, CA, 91505 SDC Capital has over 35 years of bridge lending and real estate development experience.
(818) 848-8960 Lender's profile and map Reviews Aztec Financial 2624 W. Magnolia Blvd., Burbank, CA, 91505 Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
949 478 4756 Lender's profile and map Reviews SDC Capital Funding 4001 Burbank Blvd., Burbank, CA, 91505 SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.