USDA VS FHA in Indian-Rocks-Beach, Pinellas County, FL
In 2025, the USDA loan cap in Indian-Rocks-Beach, Pinellas County, FL, is $0. Meanwhile, the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the required income, credit, reserves, and needed documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Details in Indian-Rocks-Beach, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Indian-Rocks-Beach, FL
Lendersa®'s aim is to swiftly provide you with the best USDA or FHA loans. Begin with one of three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also called the USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not, offering a zero-down option for qualified buyers.
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