USDA and FHA Pro and Con in High-Point, Hernando County, FL
As of 2025, the USDA loan ceiling in High-Point, within Hernando county, FL, is $285,000, whereas the FHA limit for a single-family house is $356,362.
Utilize Lendersa®’s USDA loan calculator to assess the best rates between USDA and FHA available today, helping you ascertain the income, credit, reserves, and documents necessary for qualifying. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding your decision of the most suitable program in for your unique financial needs.
Loan limits and down payment requirements for 2025 in High-Point, Hernando, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in High-Point, FL
Lendersa® is committed to securing you the ideal USDA or FHA loan swiftly and without hassle. Choose one of three pathways to discover matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas, unlike FHA loans requiring at least 3.5% down payment, while USDA loans require no down payment at all.
We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
The Pineries Bank was established in 1997 in the central Wisconsin community of Stevens Point, Wis. The bank essentially was organized as a start up bank and has grown from its original asset size of $6 million to $53 million.
The Pineries Bank - Stevens Point, Wisconsin. Because Your Life is More Than Just a Formula.
Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
Members enjoy a variety of financial products and services that reach beyond savings
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
