USDA VS FHA in Timber-Pines, Hernando County, FL

In 2025, the USDA loan cap for a single-family home in Timber-Pines, Hernando, FL is set at $285,000, while the FHA limit is $356,362.

Lendersa® offers a handy USDA loan calculator that lets you compare today's leading USDA and FHA rates. It also aids in calculating the income, credit, financial reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, empowering you to choose the most favorable program for your financial situation in <Alabama>.

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2025 Loan Limits and Down Payment Requirements in Timber-Pines, Hernando, FL

Loan Type Loan Limit Down Payment
USDA $285,000 None
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Timber-Pines, FL

At Lendersa®, we aim to quickly connect you with the best USDA or FHA loan options, hassle-free. Start with any of the three pathways to match with lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is guaranteed by the government through the Department of Agriculture. Known as a USDA rural development loan or mortgage, it is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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