USDA and FHA Pro and Con in Timber-Pines, Hernando County, FL
In 2025, the USDA loan cap for a single-family home in Timber-Pines, Hernando, FL is set at $285,000, while the FHA limit is $356,362.
Lendersa® offers a handy USDA loan calculator that lets you compare today's leading USDA and FHA rates. It also aids in calculating the income, credit, financial reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, empowering you to choose the most favorable program for your financial situation in <Alabama>.
2025 Loan Limits and Down Payment Requirements in Timber-Pines, Hernando, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Timber-Pines, FL
At Lendersa®, we aim to quickly connect you with the best USDA or FHA loan options, hassle-free. Start with any of the three pathways to match with lenders and USDA loan plans.
A USDA home loan is guaranteed by the government through the Department of Agriculture. Known as a USDA rural development loan or mortgage, it is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
On November 6, 1979, the 3M plant manager, personal manager, and other staff members formed a board of directors and meet with the Texas Credit Union League to organize a new credit union to better serve the 3M community. The name Cen-Tex Manufacturing Credit Union was chosen to represent the bond shared by 3M employees.
NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
