USDA Vs. FHA your options comparison in Timber-Pines, Hernando County, FL
In 2025, the USDA loan cap for a single-family home in Timber-Pines, Hernando, FL is set at $285,000, while the FHA limit is $356,362.
Lendersa® offers a handy USDA loan calculator that lets you compare today's leading USDA and FHA rates. It also aids in calculating the income, credit, financial reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, empowering you to choose the most favorable program for your financial situation in <Alabama>.
2025 Loan Limits and Down Payment Requirements in Timber-Pines, Hernando, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Timber-Pines, FL
At Lendersa®, we aim to quickly connect you with the best USDA or FHA loan options, hassle-free. Start with any of the three pathways to match with lenders and USDA loan plans.
A USDA home loan is guaranteed by the government through the Department of Agriculture. Known as a USDA rural development loan or mortgage, it is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.
A full service credit union open to all who live, work, or worship in Cumberland County, NC.
Holiday Finance is locally owned and operated. Since 1980 we have been serving our community and surrounding areas with Personal Loans and Auto Financing. We take great pride in using this knowledge to help you, our customer, with your financial needs and making sure your loan is the right loan for you.
The Bank of Morton was chartered in 1904 and has operated continuously in Scott County since its inception.The bank’s primary mission has been to serve the banking needs of Morton, as well as communities in the surrounding area. This continues to be the primary driving force around the Bank today. Being the second oldest bank
First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
AMPOT Federal Credit Union was founded as a credit union for American Potash employees and their immediate families, June 30, 1969. We have served these families since that time and we have remained a strong, secure credit union throughout the years. Since our beginning, American Potash has changed names to Kerr McGee Chemical and now it is Tronox.
105 Landings Drive, Suite 205, Mooresville, NC, 28117
We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
