USDA and FHA Pro and Con in North-Weeki-Wachee, Hernando County, FL

For 2025, the USDA loan limit in North-Weeki-Wachee, Hernando County, FL, is set at $285,000. At the same time, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side to help you choose the best one for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in North-Weeki-Wachee, Hernando, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Weeki-Wachee, FL

The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and without hassle. Choose from one of three pathways that connect you with matching lenders and USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or mortgage. This loan is exclusively available in rural areas. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA loans have no required down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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