USDA Vs. FHA Pro and Con comparison in Spring-Hill, Hernando County, FL
As of 2025, the USDA loan limit for Spring-Hill in the county of Hernando, FL is set at $285,000. Meanwhile, the FHA cap for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. This tool helps identify the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the best option within .
2025 Loan Limits and Downpayment Requirements for Spring-Hill, County of Hernando, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Spring-Hill, FL
Lendersa® is committed to helping you secure the most advantageous USDA or FHA loans quickly and simply. Choose from three starting options to find matching lenders and appropriate USDA programs.
The USDA home loan is a government-backed mortgage, also known as the USDA rural development loan, available exclusively in rural areas. Unlike FHA loans which require a 3.5% down payment, USDA mortgages require no down payment at all.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply
Community Bank of Missouri was founded in May 2001, in an effort to bring unparalleled banking excellence to the Richmond area. It began with two local businessmen, Gary Arnette and Gregg Steele, who identified the need for a financial institution based in the community. We are always upgrading the technology of our base products and services.
2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
9400 S I 35 Service Road, Oklahoma City, OK, 73160
Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
