USDA VS FHA in Cross-City, Dixie County, FL

In 2025, the USDA loan limit in Cross-City, part of Dixie, FL, is $287,040, while for a single-family home, the FHA ceiling is $356,362.

Employ the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA today. Establish the required income, credit score, reserves, and paperwork needed for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA options side by side, aiding your decision in finding the best program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Cross-City, Dixie, FL

Loan Type Loan Limit Down Payment
USDA $287,040 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Cross-City, FL

The goal at Lendersa® is to promptly connect you with the best USDA or FHA loan options, free of hassle. Choose between three starting points that facilitate matching with lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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