In 2026, the USDA loan limit in Cross-City, part of Dixie, FL, is $287,040, while for a single-family home, the FHA ceiling is $356,362.
Employ the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA today. Establish the required income, credit score, reserves, and paperwork needed for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA options side by side, aiding your decision in finding the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Cross-City, Dixie, FL
Loan Type
Loan Limit
Down Payment
USDA
$287,040
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cross-City, FL
The goal at Lendersa® is to promptly connect you with the best USDA or FHA loan options, free of hassle. Choose between three starting points that facilitate matching with lenders and relevant USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.
Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
Sunrise Family Credit Union has grown over the years but our commitment to you has stayed the same. Our goal is to assist all our members to overcome obstacles and realize their financial Dreams.Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions.
FinancialEdge was first known as Bay City Municipal Federal Credit Union & later expanded through mergers & acquisition of new employer groups to become Bay Governmental Credit Union.Our purpose remains dedicated to being an integral part of members' lives & our community with innovative financial services designed to fit today's lifestyles.
COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members
Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
