USDA VS FHA in Inverness, Citrus County, FL

In 2025, the USDA loan cap in Inverness, Citrus county, FL, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Make use of Lendersa®'s USDA loan calculator to compare the top rates for USDA against FHA loans. This tool helps you determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the best program in to meet your financial needs.

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2025 Loan Limits and Downpayment Information in Inverness, Citrus, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Inverness, FL

The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan options without hassle. Begin with one of three pathways that lead to lender matches and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, supported by the government's Department of Agriculture, often called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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