USDA and FHA Pro and Con in Inverness, Citrus County, FL

In 2024, USDA loan limit in Inverness, county of Citrus, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Inverness, county of Citrus, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Inverness, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community National Bank of Okarche
  • 653 North Main Highway 81, Okarche, OK, 73762
  • Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
  • Joonago Mortgage Services
  • 7700 West Bluemound Road, Wauwatosa, WI, 53213
  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.
  • Wisconsin Mortgage Group LLC
  • 306 N 76th Street, Milwaukee, WI, 53213
  • Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Secny Federal Union Mortgage Department
  • PO Box 15040, Syracuse, NY, 13215
  • SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union
  • Bank of Milton
  • 323 Parkview Drive, Milton, WI, 53563
  • The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
  • BTC Bank
  • 3606 Miller Street, Bethany, MO, 64424
  • BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.