USDA VS FHA in Lake-Panasoffkee, Sumter County, FL
In the year 2025, the USDA loan limit set in Lake-Panasoffkee within Sumter, FL, stands at $285,000, whereas for the same single-family home, the FHA limit is $356,362.
To weigh today's USDA versus FHA rates, utilize the Lendersa® USDA loan calculator which illustrates the required Income, credit score, financial reserves, and necessary documents for qualifying. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side. This helps you decide the most suitable option for your specific financial needs in .
Loan limits and down payment needs for 2025 in Lake-Panasoffkee, located in Sumter, FL
Type of Loan
Maximum Loan
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Programs in Lake-Panasoffkee, FL
The objective at Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan. You can start from any of these three options to match with lenders and their USDA loan programs:
A USDA loan is a government-backed mortgage offered by the U.S. Department of Agriculture. Otherwise known as USDA rural development loans or USDA mortgages, they are designated for rural areas exclusively. Differing from FHA loans, which mandate a down payment of at least 3.5%, USDA loans feature no down payment requirement.
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We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism.
Move Up Mortgage NMLS #2016625. All Rights Reserved
1777 South Harrison Street, Suite 903, Denver, CO, 80210
Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.
NEXHome Lending Offers a wide array of programs and options to meet your Home Financing needs. With over 30 years of experience in all facets of Residential Home Lending you can be assured of great advice and service Jim Van Buskirk is President of the NEXHome Lending A Mortgage Company
