USDA Vs. FHA your options comparison in Lake-Panasoffkee, Sumter County, FL
In the year 2026, the USDA loan limit set in Lake-Panasoffkee within Sumter, FL, stands at $285,000, whereas for the same single-family home, the FHA limit is $356,362.
To weigh today's USDA versus FHA rates, utilize the Lendersa® USDA loan calculator which illustrates the required Income, credit score, financial reserves, and necessary documents for qualifying. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side. This helps you decide the most suitable option for your specific financial needs in .
Loan limits and down payment needs for 2026 in Lake-Panasoffkee, located in Sumter, FL
Type of Loan
Maximum Loan
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Programs in Lake-Panasoffkee, FL
The objective at Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan. You can start from any of these three options to match with lenders and their USDA loan programs:
A USDA loan is a government-backed mortgage offered by the U.S. Department of Agriculture. Otherwise known as USDA rural development loans or USDA mortgages, they are designated for rural areas exclusively. Differing from FHA loans, which mandate a down payment of at least 3.5%, USDA loans feature no down payment requirement.
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In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
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We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
