USDA Vs. FHA Pro and Con comparison in Inverness-Highlands-South, Citrus County, FL
For 2025, in Inverness-Highlands-South, located in Citrus, FL, the USDA loan ceiling is $285,000, while the FHA limit for a single-family residence is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate the best available USDA versus FHA rates today. Assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Inverness-Highlands-South, Citrus, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in Inverness-Highlands-South, FL
Lendersa® is committed to getting you the optimal USDA or FHA loan swiftly and without hassle. Start with one of three options that connect you with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also termed a USDA rural development loan or mortgage, and is available only in rural areas. Whereas FHA loans require at least a 3.5% down payment, USDA loans do not require any down payment.
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RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936. River Works Credit Union’s primary objective is to function as an independent, full service Credit Union dedicated to offering competitive and affordable products to its members in a highly personalized manner.
The Massachusetts Family Federal Credit Union was chartered in 1926 for the purpose of providing savings and loans to postal employees. Since our modest beginning, the financial markets have changed dramatically, but the philosophy of the credit union has remained constant.” Your membership is our most valued asset.
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In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
Family Community Credit Union is unique because it is a member-owned, not-for-profit financial organization. It was formed in May of 1960. In order to become a member, you were required to have a union affiliation. In 1982, the members voted to become a Community Credit Union so services could be extended to anyone.
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