USDA Vs. FHA Pro and Con comparison in Iona, Lee County, FL
In the year 2026, the USDA loan maximum in Iona, located in the county of Lee, FL, is set at $376,000. Meanwhile, the FHA limit for a single-family home stands at $472,030.
To compare today's USDA against FHA best rates, utilize the Lendersa® USDA loan calculator. It will help you identify the income, credit, reserves, and necessary paperwork to qualify. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to choose which financial program is optimal for your unique circumstances in Alabama.
Loan limits and down payment requirements in Iona, Lee county, FL for 2026
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA loans in Iona, FL
The mission of Lendersa® is to quickly and effortlessly secure you the most advantageous USDA or FHA loans. Start by choosing from three options that connect you to appropriate lenders and USDA loan schemes.
The USDA home loan is offered as a guarantee by the United States Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, this option is available exclusively in rural areas and requires no down payment, unlike FHA loans, which mandate a 3.5% down payment.
At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
100-10 Astoria Boulevard, East Elmhurst, NY, 11369
First Baptist Church Federal Credit Union was established while under the Pastorate of the late Rev. Theodore R. Lee, Jr, and received its Charter in 1975 from the National Credit Union Association, (NCUA). We are located on the lower level of First Baptist Church at 100-10 Astoria Blvd, East Elmhurst, New York, 11369.
AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land.
Source Realty Capital serves our clients need for capital
In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
