USDA and FHA Pro and Con in Bonita-Springs, Lee County, FL
For 2026, the USDA loan limit in Bonita-Springs, within Lee county, FL, is set at $315,100. On the other hand, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a detailed side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you decide which program in best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Bonita-Springs, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bonita-Springs, FL
Lendersa® is committed to helping you obtain the best USDA or FHA loan swiftly and without hassle. Begin with one of the three approaches that connect you with matching lenders and USDA programs.
A USDA home loan is guaranteed by the government's Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
Lends in Florida
Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
8695 College Parkway, Suite 100, Fort Myers, FL, 33919
Lends in Florida
At FineMark National Bank & Trust, we want to help you be in the best position possible to reach your financial goals. We believe that takes getting to know you, your values & challenges. Our professionals understand that every individual & every situation is unique. Through a proactive approach, we work with you to create a comprehensive strategy.
1412 Royal Palm Square Blvd., Suite 105, Fort Myers, FL, 33919
Lends in Florida
D&V Home Mortgage is a locally owned and operated mortgage company specializing in fast processing and friendly service! D&V Home Mortgage, Inc. is a mortgage broker business with its home office based in Fort Myers, FL. The company offers residential loan services to individuals interested in purchasing a new home or refinancing an existing loan.
8300 College Pkwy, Suite 101, Fort Myers, FL, 33919
Lends in Florida
First Florida Financial Group LLC is a mortgage brokerage company that was founded in 2006 and has developed relationships with the best and largest wholesale lenders in the country. This gives us the ability to meet or beat most retail lending interest rates and to not just offer the normal loan programs like most banks do
8191 College Parkway Suite 203, Fort Myers, FL, 33919
Lends in Florida
As a Ft Myers native, I enjoy working closely with many of the Top Real Estate Agents in Southwest Florida helping their first time home buyers, vacation homebuyers, and property investors purchase their piece of paradise. In the ever changing finance industry, experience is critical to making your home buying experience as smooth as possible.
8280 College Pkwy Suite 101, Fort Myers, FL, 33919
Lends in Florida
VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
