FHA Vs. USDA loan program for Fort-Myers-Beach, Lee County, Florida

In 2025, USDA loan limit in Fort-Myers-Beach, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Myers-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(507) 763-3262 1439 miles Lender's profile and map Reviews Currie State Bank 141 Mill Street, Currie, MN, 56123 Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
(763) 422-0290 1439 miles Lender's profile and map Reviews Anoka Hennepin Credit Union 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448 Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused" credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
(507) 550-1678 1440 miles Lender's profile and map Reviews The Wanda State Bank 121 W Main, Wanda, MN, 56294 The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
(207) 474-3331 1440 miles Lender's profile and map Reviews Franklin-Somerset Federal Credit Union 26 Leavitt Street, Skowhegan, ME, 04976 Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
(800) 303-9511 1440 miles Lender's profile and map Reviews Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(763) 315-3888 1440 miles Lender's profile and map Reviews Building Trades Credit Union 12080 73rd Avenue Northq, Maple Grove, MN, 55369 Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!
(612) 790-7979 1440 miles Lender's profile and map Reviews Oak Grove Financial 11325 Red Fox Drive, Maple Grove, MN, 55369 Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.
(800) 626-1448 1440 miles Lender's profile and map Reviews TopLine Federal Credit Union 9353 Jefferson Highway, Maple Grove, MN, 55369 TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
(763) 416-2600 1440 miles Lender's profile and map Reviews MORTGAGES UNLIMITED INC. 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369 Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
(719) 336-5511 1441 miles Lender's profile and map Reviews Fellowship Credit Union 803 East Olive Street, Lamar, CO, 81052 Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.
(763) 420-0282 1441 miles Lender's profile and map Reviews MORTGAGE CAPITAL 9473 Garland Lane N, Maple Grove, MN, 55311 Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..