FHA Vs. USDA loan program for Fort-Myers-Beach, Lee County, Florida

In 2025, USDA loan limit in Fort-Myers-Beach, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Myers-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 571-8444 1304 miles Lender's profile and map Reviews Heartland Area Federal Credit Union 6111 N 72 Street, Omaha, NE, 68134 Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(402) 492-9100 1304 miles Lender's profile and map Reviews First Nebraska Credit Union 10655 Bedford Avenue, Omaha, NE, 68134 First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
(402) 871-3833 1304 miles Lender's profile and map Reviews The Denman Team 14301 FNB Parkway, Suite 100, Omaha, NE, 68154 Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
(402) 431-5180 1304 miles Lender's profile and map Reviews Four Points Federal Credit Union 510 N 127th Street, Omaha, NE, 68154 Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
(402) 301-7098 1304 miles Lender's profile and map Reviews Aksarben Mortgage LLC 13520 California Street, Suite 250, Omaha, NE, 68154 Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
(402) 305-4824 1304 miles Lender's profile and map Reviews Petrovich Team Home Loan 14301 FNB Pkwy, Suite 100, Omaha, NE, 68154 I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
(402) 397-7180 1304 miles Lender's profile and map Reviews Eagle Mortgage Co 303 N 114th St, Omaha, NE, 68154 Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
(802) 295-5104 1304 miles Lender's profile and map Reviews Vermont VA Federal Credit Union 1285 VA Cutoff Road, White River Junction, VT, 05001 Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
(603) 448-3650 1304 miles Lender's profile and map Reviews Mascoma Savings Bank 263 Maple Street, White River Junction, VT, 05001 Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
(603) 436-0037 1304 miles Lender's profile and map Reviews Presidential Mortgage Inc 390 Portsmouth Avenue, Greenland, NH, 03840 Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
(920) 652-3100 1305 miles Lender's profile and map Reviews Timberwood Bank 110 West Veterans Street, Tomah, WI, 54660 Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe