USDA Loan Vs. FHA loan for Fort-Myers-Beach, FL [Lee County ]

In 2025, USDA loan limit in Fort-Myers-Beach, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Myers-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(916) 399-5500 Lender's profile and map Reviews SkyWest Mortgage 9381 East Stockton Boulevard, Suite 200, Elk Grove, CA, 95624 SkyWest Real Estate \| SkyWest Mortgage \| SkyWest Property Management were started with the goal of seamlessly integrating the most vital parts of real estate. We help everyone from first-time homebuyers, property investors, those looking for a mortgage loan, or property owners looking to have their properties professionally managed.
(916) 519-4343 Lender's profile and map Reviews Hill Real Estate and Loans 9643 Kunzite Court, Elk Grove, CA, 95624 Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(916) 604-4893 Lender's profile and map Reviews Copeland Realty and Mortgage 11251 Coloma Rd, Suite F, Gold River, CA, 95670 Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
(916) 710-1450 Lender's profile and map Reviews Johnny Delgadillo - Answer Home Loans, Inc. 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624 Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
(916) 226-9991 Lender's profile and map Reviews Anew Lending 9299 East Stockton Blvd #50, Elk Grove, CA, 95624 Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
916-238-3059 Lender's profile and map Reviews Mariner Finance 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670 "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
(916) 485-5626 Lender's profile and map Reviews Spartan Mortgage Services P.O. Box 790, Elk Grove, CA, 95624 Spartan offers a wide variety of real estate financing solutions. We can arrange almost any type of real estate secured loan in California. Conforming, non-conforming, residential, apartments, commercial, land, credit qualified, recent bankruptcy or even presently in bankruptcy.
(916) 995-8881 Lender's profile and map Reviews Business Loan Services 5515 Pacific Street, Suite 3463, Rocklin, CA, 95677 We offer competitive residential rates for owner occupied & investment property loans. Your source for Commercial and SBA Funding with over 37 years of experience. We know where to find the money. We will evaluate the options, fill out tthe paperwork, and present your loan to multiple lenders.
(415) 868-3390 Lender's profile and map Reviews Full Force Funding LLC 4759 Sweeney Circle, Rocklin, CA, 95677 Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.
(916) 781-0123 Lender's profile and map Reviews Revive Mortgage, Inc. 4230 Rocklin Road, Suite 200, Rocklin, CA, 95677 Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.
(916) 276-0924 Lender's profile and map Reviews TSG Lending Inc 4465 Granite Drive, Suite 1019, Rocklin, CA, 95677 TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.