USDA Vs. FHA your options comparison in Lake-Butler, Orange County, FL

As of 2026, the USDA loan ceiling in Lake-Butler, within the county of Orange, FL, is established as $285,000. In comparison, the FHA limit stands at $356,362 for single-family homes.

Utilize the Lendersa® USDA loan calculator to assess the best current rates for USDA vs FHA. This tool helps determine the income, credit, reserves, and paperwork necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, which aids in determining the best program for your financial position in .

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Loan Limits and Downpayment Requirements for 2026 in Lake-Butler, County of Orange, FL

Loan Type Loan Cap Minimum Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Lake-Butler, FL

Lendersa® strives to deliver the most favorable USDA or FHA loans promptly and efficiently. You can choose one of three unique starting points to connect with compatible lenders and USDA loan offerings.

Lendersa's USDA loan requests and matching results

Understanding USDA Loans in FL

The USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is solely accessible in rural communities. FHA loans require at least a 3.5% down payment, whereas USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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