USDA Vs. FHA your options comparison in Bay-Hill, Orange County, FL

The USDA loan limit for Bay-Hill in Orange, FL, for the year 2026, is $285,000, whereas for a single-family home, the FHA limit is $356,362.

With the Lendersa® USDA loan calculator, you can compare the current top rates between USDA and FHA, as well as determine the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to see side-by-side comparisons of USDA, FHA, Conforming, and VA loans to identify the ideal program for your unique financial situation in Alabama.

Review loan offers from 100 distinct lenders

2026 Loan Limits and Down Payment Needs in Bay-Hill, Orange, FL

Type of Loan Maximum Loan Limit Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices Within Bay-Hill, FL

The primary objective of Lendersa® is to enable you to swiftly and effortlessly obtain the best USDA or FHA loan available. Choose from one of three starting methods that match you with lenders and USDA loan schemes.

Lendersa USDA loan requests and matching results

Explaining USDA Loans in FL

A USDA home loan is assured by the government's Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available only in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
  • Hometown Credit Union
  • 18 Main Avenue South, Kulm, ND, 58456
  • Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
  • Colorado Real Estate Brokers, Inc.
  • 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
  • Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
  • DNL Mortgage Authority Inc
  • 1064 E 17th Ave, Broomfield, CO, 80020
  • At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • McIntosh County Bank
  • 204 West Main Street, Ashley, ND, 58413
  • McIntosh County Bank of Ashley, North Dakota was organized September 15, 1911 as the Farmers State Bank of Danzig, North Dakota. By 1913, controlling stock was acquired by J.H. Wishek and Peter Billigmeier. At that time, Danzig was a thriving community with two grocery stores, meat market, lumber yard, hardware store.
  • First National Bank in Philip
  • 103 East Oak Street, Philip, SD, 57567
  • First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.
  • Apex Money Lending Group
  • 1345 Clayton Way, Erie, CO, 80516
  • Apex Money Lending Group, pioneered by Marcus Jeffery, excels as a trusted Colorado-based direct lender, empowering real estate investors with swift and reliable funding. Our commitment to tailored financing solutions ensures a smooth and transparent borrowing experience, allowing clients to secure deals swiftly and achieve their investment aspirat
  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.