The USDA loan limit for Bay-Hill in Orange, FL, for the year 2025, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
With the Lendersa® USDA loan calculator, you can compare the current top rates between USDA and FHA, as well as determine the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to see side-by-side comparisons of USDA, FHA, Conforming, and VA loans to identify the ideal program for your unique financial situation in Alabama.
Review loan offers from 100 distinct lenders
| Type of Loan | Maximum Loan Limit | Minimum Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary objective of Lendersa® is to enable you to swiftly and effortlessly obtain the best USDA or FHA loan available. Choose from one of three starting methods that match you with lenders and USDA loan schemes.
A USDA home loan is assured by the government's Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available only in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
