USDA Vs. FHA Pro and Con comparison in Doctor-Phillips, Orange County, FL
In the year 2025, the USDA loan limit for Doctor-Phillips, located in the county of Orange within FL, is set at $285,000. In contrast, the FHA limit for a single-family home stands at $356,362.
Employ the Lendersa® USDA loan calculator for a side-by-side comparison of today's USDA versus FHA rates. This will help you gauge the income, credit level, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options, enabling you to determine the best program in that aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Doctor-Phillips, County of Orange, FL
Type of Loan
Loan Cap
Initial Down Payment
USDA
$285,000
No Down Payment
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Doctor-Phillips, FL
The mission of Lendersa® is to swiftly and seamlessly secure you either an exceptional USDA loan or FHA loan. Initiate your process by selecting one of three options, directing you to lenders and related USDA loan offerings.
The USDA home loan is endorsed by the Department of Agriculture and is also known as the USDA rural development loan or USDA mortgage. This type of loan is accessible exclusively in rural regions. Unlike FHA loans, which necessitate a 3.5% down payment minimum, USDA loans require no down payment whatsoever.
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