USDA and FHA Pro and Con in Windermere, Orange County, FL

For 2025, the USDA loan limit in Windermere, within Orange county, FL, is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s leading rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you select the program that best fits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Windermere, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Windermere, FL

Lendersa® aims to quickly connect you with the optimal USDA or FHA loan, free of hassle. Choose one of three starting options to find matching lenders and USDA loan programs.

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Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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