USDA and FHA Pro and Con in Lauderdale-Lakes, Broward County, FL

In 2026, the USDA loan limit for Lauderdale-Lakes in Broward County, FL is $0, while the FHA limit for a single-family home is set at $402,500.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your specific financial needs in .

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2026 Loan Limits and Down Payment Requirements in Lauderdale-Lakes, Broward, FL

Type of Loan Maximum Loan Limit Initial Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Lauderdale-Lakes, FL

At Lendersa®, our aim is to provide you with optimal USDA or FHA loans quickly and without inconvenience. Begin by choosing one of three initial actions that lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

USDA home loans are secured by the U.S. Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, and are offered exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers. Whether you are: a first time buyer etc.
  • M I E Financial Inc
  • 1240 Meadow Rd, Suite 500, Northbrook, IL, 60062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • B2 Funding Corporation
  • 1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
  • B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
  • EON Mortgage Group
  • 950 Skokie Blvd Ste 204, Northbrook, IL, 60062
  • At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.
  • Barnett REI Finance
  • 450 Skokie Blvd., Bldg. 600, Northbrook, IL, 60062
  • Barnett Capital provides lines of credit for acquiring, renovating, and stabilizing single-family, multi-family, and mixed-use investment properties nationwide and in Canada. No points, no junk fees, no credit score requirement, and no interest charged. We typically fund 85% of your total project costs, including 100% of renovation costs.
  • Schaumburg Bank & Trust Company, National Association
  • 1180 E Higgins Rd, Schaumburg, IL, 60173
  • Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
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  • Moonstar Mortgage
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  • American Financial Mortgage Services Inc
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  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
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  • Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy