USDA Vs. FHA your options comparison in Lauderdale-Lakes, Broward County, FL

In 2025, the USDA loan limit for Lauderdale-Lakes in Broward County, FL is $0, while the FHA limit for a single-family home is set at $402,500.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Lauderdale-Lakes, Broward, FL

Type of Loan Maximum Loan Limit Initial Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Lauderdale-Lakes, FL

At Lendersa®, our aim is to provide you with optimal USDA or FHA loans quickly and without inconvenience. Begin by choosing one of three initial actions that lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

USDA home loans are secured by the U.S. Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, and are offered exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Forewest Financial LLC
  • 2966 Oak Valley Circle, Sandy, UT, 84093
  • Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • FinWise Bank
  • 820 East 9400 South, Sandy, UT, 84094
  • FinWise Bank envisions a community where individuals, families, and small businesses have access to transparent financial products and services that provide exceptional value and are delivered on demand help our customers reach their financial goals by delivering exceptional products in a manner that continually surpasses expectations.
  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
  • Metropolitan Mortgage, Inc.
  • 1046 E Mach Schnell Dr, Sandy, UT, 84094
  • METROPOLITAN MORTGAGE, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
  • Daniels-Sheridan Federal Credit Union
  • 404 Main Street, Scobey, MT, 59263
  • Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.
  • Hi-Land Credit Union
  • 5366 S Executive Park Drive, Murray, UT, 84117
  • Hi-Land Credit Union in Murray we’re happy to reliably fulfill the community’s need for a wide range of financial services. This includes free checking, auto, home improvement loans, and most other banking services. Over the years we’ve developed a solid track record of personalized, friendly, and dependable customer care.
  • Home Quest Lending LLC
  • 4685 South Highland Drive, Suite 105, Holladay, UT, 84117
  • We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
  • LoanRemedy LLC
  • 4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117
  • "Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas. That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."