USDA and FHA Pro and Con in Laurel, Sarasota County, FL
In 2025, the USDA loan limit for Laurel, situated in the county of Sarasota, FL, is set at $400,000. The FHA limit for a single-family home is $506,000.
Leverage the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans, and understand the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Laurel, County of Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Laurel, FL
The mission of Lendersa® is to deliver the best possible USDA or FHA loan swiftly and effortlessly. Start with one of three pathways that pair you with lenders and USDA loan programs.
The USDA home loan, supported by the government via the Department of Agriculture, is also known as the USDA rural development loan or mortgage. It is accessible exclusively in rural neighborhoods. FHA loans typically require a minimum down payment of 3.5%, whereas USDA mortgages require no down payment.
7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our main goal is to make the home loan process easier for consumers. Getting a home loan can be difficult. We're changing that. Mortgages could be a much easier process, but some companies won't give up their archaic systems and processes.While we aren't in control of every aspect of the process the goal is to simplify the things we can.
8111 East Thomas Road, Suite 102, Scottsdale, AZ, 85251
At Arizona Seller Financing we realize not everybody can qualify for a mortgage.We understand that with today's tougher lending guidelines many good hard-working people who want to buy homes just can’t qualify for traditional bank financing.That is why the founders have established companies such as Arizona Rent to Own and Arizona Seller Financing.
3500 North Hayden Road, Suite 1302, Scottsdale, AZ, 85251
Achievers Mortgage, LLC, we are located in the Heart of South Scottsdale. At Achievers Mortgage, LLC we are licensed professionals in the Mortgage industry with an extensive array of product knowledge which, of course, is at your disposal. Please think of us as a resource; we are always happy to talk with anyone.
7272 East Indian School Road, Suite 540, Scottsdale, AZ, 85251
"Lime Mortgage, LLC. We are a full-service mortgage broker headquartered in Old Town Scottsdale, Arizona. We specialize in every form of Real Estate financing.
Whether you are buying a home, relocating to a new area or refinancing, we can help you get into your new home fast and save you money when getting your new lower monthly payment.
4385 North 75th Street, Suite 205, Scottsdale, AZ, 85251
"First Class Financial Services is committed to providing the highest quality Arizona home mortgages with dedication to
Honesty, Integrity, Service and Trust. We make the process of securing a home mortgage as simple, cost effective and straightforward as possible.
First Class Financial Services is dedicated to offering you"
11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251
United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction
7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251
Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
