USDA Vs. FHA Pro and Con comparison in Venice-Gardens, Sarasota County, FL
As of 2025, in Venice-Gardens, within Sarasota county, FL, the USDA loan limit stands at $338,500, whereas the FHA limit is set at $356,362 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documentation required to qualify. Our enhanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial situation in .
Loan limits and down payment requirements for 2025 in Venice-Gardens, within Sarasota county, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Venice-Gardens, FL
The primary aim of Lendersa® is to facilitate obtaining the best USDA or FHA loan swiftly and with ease. Begin with one of three options that effectively guide you to matching lenders and USDA loan plans.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the government. It is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.
Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.
Commercial Trust is mid-Missouri’s premier community bank. We invite you to experience the ease and convenience of online banking, where bankers’ hours are your hours. Check balances and make transfers any time, and make paying bills simple and quick. All these services are just an easy click away.
Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
