USDA Vs. FHA Pro and Con comparison in Venice-Gardens, Sarasota County, FL
As of 2025, in Venice-Gardens, within Sarasota county, FL, the USDA loan limit stands at $338,500, whereas the FHA limit is set at $356,362 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documentation required to qualify. Our enhanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial situation in .
Loan limits and down payment requirements for 2025 in Venice-Gardens, within Sarasota county, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Venice-Gardens, FL
The primary aim of Lendersa® is to facilitate obtaining the best USDA or FHA loan swiftly and with ease. Begin with one of three options that effectively guide you to matching lenders and USDA loan plans.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the government. It is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.
At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922
We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate
123 Center Park Dr, Suite 101, Knoxville, TN, 37922
"The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl
Whether you are a first time home buyer, purchasing your dream home"
Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.
