USDA and FHA Pro and Con in Venice, Sarasota County, FL
As of 2025, the USDA loan limit in Venice, part of Sarasota county, FL, stands at $400,000. Comparatively, the FHA loan cap for single-family homes is $506,000.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates of today. This tool aids in calculating the necessary income, credit prerequisites, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you make an informed decision on the best program available in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Venice, Sarasota County, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conforming Conventional
$726,200
3%
Discover USDA and FHA Loan Options in Venice, FL
Lendersa® strives to provide you with the finest USDA or FHA loan, efficiently and hassle-free. Choose one of the three initial steps that lead to matching with suitable lenders and accessing USDA loan programs diligently.
The USDA home loan is a financial product backed by the Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage. It is specifically targeted for rural neighborhoods and offers the unique advantage of requiring no down payment, unlike the FHA loans that necessitate a minimum down payment of 3.5%. This program is designed to make homeownership more accessible to individuals residing in otherwise underserved rural areas, removing barriers such as initial down payment requirements, and supporting the growth and development of these communities.
3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
The First National Bank of Absecon combines old neighborhood values with proven technology offerings to provide customers with reliable services. Our strength is providing core-banking services in a very personal, stress free and ethical manner along with maintaining a complete understanding of the ever-changing markets, which we serve.
Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,
