USDA and FHA Pro and Con in Venice, Sarasota County, FL
As of 2025, the USDA loan limit in Venice, part of Sarasota county, FL, stands at $400,000. Comparatively, the FHA loan cap for single-family homes is $506,000.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates of today. This tool aids in calculating the necessary income, credit prerequisites, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you make an informed decision on the best program available in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Venice, Sarasota County, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conforming Conventional
$726,200
3%
Discover USDA and FHA Loan Options in Venice, FL
Lendersa® strives to provide you with the finest USDA or FHA loan, efficiently and hassle-free. Choose one of the three initial steps that lead to matching with suitable lenders and accessing USDA loan programs diligently.
The USDA home loan is a financial product backed by the Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage. It is specifically targeted for rural neighborhoods and offers the unique advantage of requiring no down payment, unlike the FHA loans that necessitate a minimum down payment of 3.5%. This program is designed to make homeownership more accessible to individuals residing in otherwise underserved rural areas, removing barriers such as initial down payment requirements, and supporting the growth and development of these communities.
E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
Brickell Park Capital is a commercial real estate investment company. We utilize our deep relationships and originate debt, mezzanine and preferred equity for select clients. Our investment strategy is to deploy patient capital and thoughtful execution in all of our projects improving lives and communities in which we invest.
