In 2026, the USDA loan limit set for South-Venice in the county of Sarasota, FL, is $338,500. Meanwhile, the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA programs side by side, guiding you to select the ideal program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $338,500 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The main objective of Lendersa® is to efficiently connect you with the best USDA or FHA loan, swiftly and effortlessly. Select one of the three available starting points to match with lenders and tailor USDA loan programs accordingly.
A USDA home loan is backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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