USDA Loan Vs. FHA loan pro & con South-Venice, Sarasota County, FL

In 2025, the USDA loan limit set for South-Venice in the county of Sarasota, FL, is $338,500. Meanwhile, the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA programs side by side, guiding you to select the ideal program for your financial needs in Alabama.

Options for USDA and FHA Loans in South-Venice, FL

The main objective of Lendersa® is to efficiently connect you with the best USDA or FHA loan, swiftly and effortlessly. Select one of the three available starting points to match with lenders and tailor USDA loan programs accordingly.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages do not require any down payment.

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(580) 438-2223 Lender's profile and map Reviews Cleo State Bank 202 South Square, Cleo Springs, OK, 73729 The Cleo State Bank is the oldest Bank in Major County, Oklahoma. It was chartered in 1900 and has been serving individuals and local businesses in Northwest Oklahoma for over 100 years. The Cleo State Bank is locally owned and operated. With over 200 years of combined experience, our team is focused on serving our communities.
(989) 352-6031 Lender's profile and map Reviews Community First Federal Credit Union 9637 N Greenville Rd, Lakeview, MI, 48850 Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
(860) 747-4152 Lender's profile and map Reviews UBI Federal Credit Union 120 Woodford Avenue, Plainville, CT, 06062 In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
(860) 793-1300 Lender's profile and map Reviews Pierre Hill 175 New Britain Ave, Plainville, CT, 06062 We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how committed we are to making sure you select the right loan option for your specific situation.
(860) 793-1300 Lender's profile and map Reviews Mortgage Assistance Company LLC 175 New Britain Avenue, Plainville, CT, 06062 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(585) 586-8225 Lender's profile and map Reviews Family First of NY Federal Credit Union 2520 Browncroft Boulevard, Rochester, NY, 14625 Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
(860) 574-9458 Lender's profile and map Reviews Gateway Mortgage Services, LLC 428 Boston Post Road, Waterford, CT, 06385 At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(262) 473-2112 Lender's profile and map Reviews First Citizens State Bank 207 West Main Street, Whitewater, WI, 53190 As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
(315) 331-3893 Lender's profile and map Reviews NetFunding Corporation 162 Budd Rd, Newark, NY, 14513 NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
(800) 382-0017 Lender's profile and map Reviews Mc Cue Mortgage Co PO Box 1000, New Britain, CT, 06050 The McCue Mortgage Company is a privately held company which was founded by William D. McCue in 1949. The corporate purpose at the time of founding was to become involved in the origination and servicing of residential mortgage loans. During the 1950’s the company grew in stature and developed a large mortgage servicing portfolio.
(414) 645-4444 Lender's profile and map Reviews SmartFinancial 2778 South 35th Street, Milwaukee, WI, 53215 Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.
(860) 444-5104 Lender's profile and map Reviews Lawrence Memorial CU 365 Montauk Avenue, New London, CT, 06320 Lawrence Memorial Hospital Employees Federal Credit Union was organized under the laws of the United States in 1959 as a federally regulated co-operative whose sole purpose is to render financial services to its membership. Therefore, we operate exclusively for the benefit of our members who have access to a full range of financial services.