USDA Vs. FHA your options comparison in South-Venice, Sarasota County, FL

In 2025, USDA loan limit in South-Venice, county of Sarasota, FL is $338,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Venice, county of Sarasota, FL

Loan Type Loan Limit Down payment
USDA $338,500 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in South-Venice, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Members' Advantage Credit Union
  • PO Box 1208, Wisconsin Rapids, WI, 54495
  • Members' Advantage Credit Union is a member-owned financial organization dedicated to meeting the needs of members, providing competitively priced financial products and services while maintaining the credit union's long-term financial stability eywords: certificate of deposit, savings, credit union, macu, loans, rates.
  • Imagine Home Lending of Central Wisconsin
  • 5424 US HWY-10, Suite C, Stevens Point, WI, 54482
  • Imagine Home Lending of Central Wisconsin was established with Chris Popp and co-owners Heidi Mancheski and Mark Kitowski in an effort to provide dedicated service to central Wisconsin homebuyers. Our licensed loan officers are dedicated to serving these communities by working hard to ensure the process of buying your dream home goes smoothly.
  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide
  • New Hampshire Community Loan Fund
  • 7 Wall Street, Concord, NH, 03301
  • The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.
  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.
  • EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO)
  • 4 Barrell Court, Concord, NH, 03301
  • EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.
  • Piehl Funding PMB
  • 4593 Greenwood rd., Petoskey, MI, 49770
  • Piehl Funding PMB is a real estate solutions company located in Petoskey, Michigan that specializes in buying and selling homes. We are experts at finding solutions for people who are in the market to buy or sell their own home or investment property. We are also well versed in most types of home sales and are certain that we can find a win-win sol
  • St. Francis X. Federal CU
  • 2140 M-119, Petoskey, MI, 49770
  • St. Francis X FCU’s mission is to be the premier provider of financial services for all residents of Northern Michigan. To achieve this goal we will sustain a culture of never-ending improvement, commit to maximum customer value, operate with integrity and honesty in all relationships, actively support our community, and pursue the application of i
  • Power Co-op Employees Credit Union
  • 1208 North 13th Street, Humboldt, IA, 50548
  • Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
  • Park Bank Holmen, La Crosse & Sparta
  • 1200 Co Hwy DH, Holmen, WI, 54636
  • Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
  • Hockley County School Employees Credit Union
  • 504 Clubview Drive, Levelland, TX, 79336
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  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!