In the year 2025, the USDA loan limit established for Live-Oak, within the county of Suwannee, FL, is set at $285,000. This contrasts with the FHA loan limit for single-family homes, which is $356,362.
Make use of the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This tool will help you assess the required income, credit levels, reserve amounts, and essential documents needed for qualification. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program suited to your specific financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Live-Oak, Suwannee County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Live-Oak, FL
The primary objective of Lendersa® is to assist you in securing the best possible USDA or FHA loan with ease and efficiency. Initiate the process by selecting one of the three starting points designed to match you with lenders offering USDA loan solutions tailored to your need.
A USDA home loan, guaranteed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively for homes in rural areas. In contrast to the FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage eliminates the requirement for any down payment, making it a desirable option for eligible rural homebuyers looking to purchase property.
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
Mosaic Federal Credit Union has been open since 1986. The credit union has assets totaling $14.2 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.
We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.
A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years
PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
