USDA Vs. FHA your options comparison in Watertown, Columbia County, FL
In 2025, within Watertown, county of Columbia, FL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options, helping you decide which program in suits your financial situation best.
Loan limits and down payment requirements for 2025 in Watertown, Columbia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan options in Watertown, FL
Lendersa® is dedicated to securing the best USDA or FHA loans swiftly and effortlessly. Opt from three starting points leading to lender matches and USDA loan offerings.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, applicable only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC.
Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry
SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.
The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.
St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
