In the year 2026, the USDA loan limit for Madison in the county of Madison, FL, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's best rates between USDA and FHA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Madison, Madison, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Madison, FL
The goal of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan without hassle. Choose one of three initial options to connect with matching lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment at all.
CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
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