In 2026, the USDA loan cap in North-Fort-Myers, a part of Lee county, FL, is $315,100, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, assessing the necessary income, credit rating, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in North-Fort-Myers, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in North-Fort-Myers, FL
At Lendersa®, our aim is to quickly secure the best possible USDA or FHA loan options for you without hassle. Start with one of three approaches that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is specific to rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans need no down payment, making them an attractive option for eligible applicants.
The First National Bank and Trust Company of Broken Arrow
121 South Main, Broken Arrow, OK, 74012
In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa.
With a strong commitment to community service, sound lending practices,
Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union.
In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt
At T.G. Hoover Funding and Investments, our professional contract buyers work closely with holders of private residential mortgage notes, business notes, and many other contractual obligations when the need for FAST CASH arises. For those holding private mortgage notes from the sale of their previous residence,
RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.
Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.
1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846
We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
