USDA Loan Vs. FHA loan for Suncoast-Estates, FL 2025

As of 2025, the USDA loan limit in Suncoast-Estates, located within Lee County, FL, is $315,100. In contrast, the FHA limit for a single-family home is set at $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates. Determine necessary income, credit requirements, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Suncoast-Estates, FL

The mission of Lendersa® is to swiftly and seamlessly connect you with the best USDA or FHA loans available. Choose one of three paths to match with lenders and access USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture and often known as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Contrasting with FHA loans that demand a minimum of 3.5% down payment, USDA loans require no down payment, offering an attractive opportunity for eligible rural homebuyers.

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(507) 376-9747 Lender's profile and map Reviews FIRST STATE BANK SOUTHWEST 1433 Oxford Street, Worthington, MN, 56187 At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
(651) 224-4631 Lender's profile and map Reviews Riverview Credit Union 115 Hardman Avenue South, South Saint Paul, MN, 55075 Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
(612) 222-1333 Lender's profile and map Reviews Lend Smart Mortgage 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075 Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
(651) 246-9944 Lender's profile and map Reviews MLP Home Mortgage Inc. 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121 At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(575) 887-1785 Lender's profile and map Reviews U1st Community Federal Credit Union 601 N Canal Street, Carlsbad, NM, 88220 U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
(575) 885-4027 Lender's profile and map Reviews Internationalites Federal Credit Union 901 North Canal Street, Carlsbad, NM, 88220 The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
(575) 887-1784 Lender's profile and map Reviews Eddy Federal Credit Union 909 W Pierce Street, Carlsbad, NM, 88220 Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
(575) 887-6686 Lender's profile and map Reviews Western Commerce Bank 127 S. Canyon St, Carlsbad, NM, 88220 Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
(651) 439-5195 Lender's profile and map Reviews First State Bank and Trust 950 Highway 95 North, Bayport, MN, 55003 First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
(651) 698-4335 Lender's profile and map Reviews Highland Federal Finance 2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425 Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
(800) 862-1998 Lender's profile and map Reviews TruStone Financial Credit Union 2772 E 82nd St, Bloomington, MN, 55425 Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better. Our vision is to create a financial institution that people respect, admire.
(651) 264-0669 Lender's profile and map Reviews Expedition Credit Union 1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120 Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.