In 2025, the USDA loan limit for Mary-Esther, situated in Okaloosa County, FL, is $353,200, while the FHA limit for a single-family home is $441,600.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit score, reserves, and required documents to qualify. Our enhanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you decide which program fits your financial situation best in Alabama.
2025 Loan Limits and Down Payment Requirements in Mary-Esther, Okaloosa, FL
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$441,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mary-Esther, FL
The objective of Lendersa® is to provide you with the best USDA or FHA loans quickly and effortlessly. Select one of three pathways to connect with appropriate lenders and explore USDA loan programs.
USDA home loans, backed by the Department of Agriculture, are also referred to as USDA rural development loans or mortgages and are exclusively available in rural locales. Unlike FHA loans that demand a 3.5% down payment, USDA loans require none, offering a zero-down option for eligible buyers in rural areas.
TNG Real Estate is comprised of an elite community of agents covering the greater Southern California area and we are committed to bringing you the very best selling and buying options. Our priority is to capture your vision and make it a reality by creating a personal relationship with you and your lifestyle.
"At Legacy Financial Services, we not only help you with your mortgage, but we also want to be your ""mortgage advisor for life.""
There is more than just finding a home loan in California. You need the expertise of a ""mortgage advisor"" that can review your whole financial situation and recommend the right loan program for you."
1370 N. Brea Blvd, Suite 203, Fullerton, CA, 92835
Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
We have been conducting business in the local area for many years. We have and continue to work hard to gain the respect of these many distinguished communities. This recognition is built upon a respect for our clients and neighbors. We hope your experience with us will further this reputation of personalized service and client satisfaction.
2467 Middlesex Place, Suite 428, Fullerton, CA, 92835
OC Loan Broker is a small, sole-proprietor mortgage broker. I specialize in low-rate, no-cost refinance and purchase loans. My compensation is set low, which allows me to be ultra competitive. I am approved with several low-price lenders. Additionally, I have the ability to match rates with one of my wholesale lenders
1440 N Harbor Blvd, Suite 900, Fullerton, CA, 92835
Home Living Tree is passionate about serving the community and making a difference in the lives of people throughout the Orange County & surrounding areas. While the real estate market has dramatically changed over the years, one thing remains, our dedication to recognize our clients individual needs & deliver results past their expectations.
Experience speed and flexibility with JCAP Private Lending, a leading direct lender in Southern California. We offer asset-based loans ranging from $50K to $5M, tailored specifically to residential real estate. With no credit or income verification needed, our fast funding options, from bridge loans to cash-outs, get you what you need promptly. Sen
Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs.
Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
