USDA VS FHA in Pine-Manor, Lee County, FL

For the year 2025, the USDA loan limit in Pine-Manor, in the county of Lee, FL, is $315,100. Comparatively, the FHA loan limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates currently available. This tool helps identify the needed income, credit status, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans alongside each other to aid in determining which option is most suitable for your financial situation in .

Explore loan offerings from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Pine-Manor, county of Lee, FL

Loan Type Loan Limit Down Payment
USDA $315,100 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Pine-Manor, FL

Lendersa® is committed to securing the ideal USDA or FHA loan for you swiftly and seamlessly. Start by selecting one from three distinct paths, each leading to matched lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, also known as the USDA rural development loan or mortgage, is endorsed by the U.S. Department of Agriculture. It's exclusively offered in rural areas, requiring no down payment, which distinguishes it from FHA loans that mandate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases
  • Arkad Capital
  • 107 Park Ave, Plainfield, NJ, 07060
  • "Arkad Capital is the creation of three real estate entrepreneurs and their constant pursuit of higher real estate investing performance. With combined Main St. and Wall St. Knowledge, Arkad Capital brings great value to its borrowers by offering highly competitive terms, industry knowledge, and outside of the box lending."
  • Affinity Federal Credit Union
  • 73 Mountainview Blvd, Basking Ridge, NJ, 07920
  • "Affinity is a full-service, not-for-profit financial institution owned by its members & dedicated to their financial wellbeing. Through thick and thin, good times and bad, we’ll always be here for you. With over 20 branches in the tristate area, Affinity is the largest credit union headquartered in New Jersey, serving more than 160, 000 membe
  • Cornerstone Mortgage Group, Inc.
  • 180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
  • Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.
  • Northeast Regional Credit Union
  • 514 Broaday, Hannibal, MO, 63401
  • Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
  • Community First Credit Union
  • 6460 Interstate Court, Hannibal, MO, 63401
  • Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
  • Hannibal National Bank
  • 100 N Main St, Hannibal, MO, 63401
  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.