USDA Loan Vs. FHA loan for Villas, FL 2025

In 2025, the USDA loan limit within Villas, located in Lee county, FL, is set at $376,000. The FHA limit for a single-family home in comparison is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate the finest USDA and FHA rates available today. Identify the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most suitable program for your financial needs in Alabama.

Exploring USDA and FHA Loan Options in Villas, FL

Lendersa® is committed to securing you the most advantageous USDA or FHA loan quickly and effortlessly. Select one of three starting strategies to connect with suitable lenders and gain access to USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(316) 440-9690 Lender's profile and map Reviews Skyward Credit Union 4 Cessna Boulevard, Wichita, KS, 67215 Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
(262) 473-2112 Lender's profile and map Reviews First Citizens State Bank 207 West Main Street, Whitewater, WI, 53190 As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
(315) 638-0233 Lender's profile and map Reviews Seneca Savings 35 Oswego Street, Baldwinsville, NY, 13027 Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
(315) 445-2300 Lender's profile and map Reviews Countryside Federal Credit Union 5720 Commons Park Drive, East Syracuse, NY, 13057 Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(315) 656-8220 Lender's profile and map Reviews CORE Federal Credit Union 7200 Kirkville Road, East Syracuse, NY, 13057 CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(315) 449-0353 Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
(860) 253-4780 Lender's profile and map Reviews Tobacco Valley Teachers Federal Credit Union 182 South Road, Enfield, CT, 06082 Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
(860) 253-5100 Lender's profile and map Reviews Enfield Community Federal Credit Union 11 Cranbrook Boulevard, Enfield, CT, 06082 The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
(860) 763-3591 Lender's profile and map Reviews CSP Employees Federal Credit Union 285 Shaker Road, Building 44, Enfield, CT, 06082 CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.
(860) 741-6711 Lender's profile and map Reviews Delano Mortgage Services LLC 480 Enfield Street, Enfield, CT, 06082 Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
(608) 755-6065 Lender's profile and map Reviews Blackhawk Community Credit Union 2640 West Court Street, Janesville, WI, 53548 Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
(319) 339-1000 Lender's profile and map Reviews GreenState Credit Union 2355 Landon Rd, North Liberty, IA, 52317 GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.