USDA Loan Vs. FHA loan for Villas, FL [Lee County ]

In 2025, the USDA loan limit within Villas, located in Lee county, FL, is set at $376,000. The FHA limit for a single-family home in comparison is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate the finest USDA and FHA rates available today. Identify the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most suitable program for your financial needs in Alabama.

Exploring USDA and FHA Loan Options in Villas, FL

Lendersa® is committed to securing you the most advantageous USDA or FHA loan quickly and effortlessly. Select one of three starting strategies to connect with suitable lenders and gain access to USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(919) 414-4430 Lender's profile and map Reviews Amy Bonis Mortgage Team 10224 Durant Road, Suite 207, Raleigh, NC, 27614 Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
(337) 662-5222 Lender's profile and map Reviews Bank of Sunset and Trust Company 863 Napoleon Avenue, Sunset, LA, 70584 Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.
(865) 828-5237 Lender's profile and map Reviews Citizens Bank and Trust Company of Grainger County 8335 Rutledge Pike, Rutledge, TN, 37861 We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
(865) 828-5927 Lender's profile and map Reviews Clinch-Powell 7995 Rutledge Pk, Rutledge, TN, 37861 Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
(662) 746-5421 Lender's profile and map Reviews Bank of Yazoo City 104 North Main Street, Yazoo City, MS, 39194 Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
(601) 636-4434 Lender's profile and map Reviews Vickswood Federal Credit Union 107 Thalweg Drive, Vicksburg, MS, 39183 On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
(423) 543-5050 Lender's profile and map Reviews Elizabethton Federal Savings Bank 112-114 North Sycamore Street, Elizabethton, TN, 37643 Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
(423) 547-1200 Lender's profile and map Reviews Northeast Community Credit Union 980 Jason Witten Way, Elizabethton, TN, 37643 Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
(423) 542-6078 Lender's profile and map Reviews Happy Valley Credit Union 210 East C Street, Elizabethton, TN, 37643 Happy Valley Credit Union was chartered by the State of Tennessee in 1933 to service the employees of NARC & Bemberg. Our Name was originally Bemberg-Glanzstoff Credit Union. Our name changed to Happy Valley Credit Union in 1934. Membership is open to anyone who worships, lives, or works within one of our census tract areas of Carter County, TN.
(423) 543-2265 Lender's profile and map Reviews Citizens Bank Tennessee 300 Broad Street, Elizabethton, TN, 37643 Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
(423) 518-1777 Lender's profile and map Reviews Advanced Mortgage Services, Inc. 1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643 At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(919) 477-0696 Lender's profile and map Reviews Vision Financial FCU 214 Pacific Avenue, Durham, NC, 27704 Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.