USDA Loan Vs. FHA loan for Mount-Dora, FL 2026

In the year 2026, the USDA loan limit in Mount-Dora, located in the county of Lake, FL, is set at $285,000. Meanwhile, for a single-family home, the FHA limit is defined at $356,362.

Take advantage of Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. This tool helps ascertain the income, credit standing, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program tailored to meet your financial aspirations in .

Available USDA and FHA Loan Options in Mount-Dora, FL

The primary mission of Lendersa® is to efficiently secure you the best USDA or FHA loan without undue delay. Select any of the three starting options to pair up with compatible lenders and available USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is a government-guaranteed loan through the Department of Agriculture, typically known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural terrains. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer zero down payment, providing a cost-effective pathway to homeownership in rural communities.

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(207) 498-8726 Lender's profile and map Reviews Aroostook County Federal Savings and Loan Association 43 High St, Caribou, ME, 04736 At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy
(207) 498-8756 Lender's profile and map Reviews The County Federal Credit Union 82 Bennett Drive, Caribou, ME, 04736 County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.
(701) 242-7292 Lender's profile and map Reviews Lincoln State Bank 302 Main Avenue South, Hankinson, ND, 58041 In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.
(218) 743-3145 Lender's profile and map Reviews First State Bank of Bigfork 400 Main Avenue, Bigfork, MN, 56628 The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
(218) 732-7221 Lender's profile and map Reviews Northwoods Bank of Minnesota 1200 East First Street, Park Rapids, MN, 56470 Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
(218) 732-3393 Lender's profile and map Reviews The Citizens National Bank of Park Rapids 300 1st Street West, Park Rapids, MN, 56470 On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
(701) 662-6636 Lender's profile and map Reviews Direct Check 215 Dakota Ave, Wahpeton, ND, 58075 At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
(701) 591-0270 Lender's profile and map Reviews Great Plains Capital Mortgage 319 11th St N, Wahpeton, ND, 58075 Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(308) 772-3234 Lender's profile and map Reviews Nebraska State Bank 218 Main Street, Oshkosh, NE, 69154 In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
(218) 847-3191 Lender's profile and map Reviews Midwest Minnesota Community Development Corporation 119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501 MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
(218) 844-7466 Lender's profile and map Reviews Principle Mortgage Group, Inc. 1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501 Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
(605) 448-2292 Lender's profile and map Reviews Norstar Federal Credit Union 515 Vander Horck Street, Britton, SD, 57430 Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.