USDA and FHA Pro and Con in Wahneta, Polk County, FL
As of 2025, the USDA loan limit in Wahneta, located in the county of Polk, FL, is $336,500. For a single-family residence, the FHA loan limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. This tool helps you understand the required income, credit, reserves, and necessary documents for qualification. Using our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial positioning in .
2025 Loan Limits and Down Payment Conditions in Wahneta, county of Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Wahneta, FL
Lendersa® aims to secure the best USDA or FHA loan for you quickly and with ease. Choose from three different starting points that help connect you with suitable lenders and USDA loan offerings.
The USDA home loan, also called the USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.
Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards
620 Market Street, Suite 100, Knoxville, TN, 37902
21st Insurance Agency we care about your future. Over the last 20 years our agents have been helping people like you gain peace of mind. Our knowledgeable agents take the time to consult with you on your personal or business insurance needs. We want you to count on us for quality service. Contact one of our experienced agents
UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves
Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
"At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.
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First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.
