USDA VS FHA in Wahneta, Polk County, FL

As of 2025, the USDA loan limit in Wahneta, located in the county of Polk, FL, is $336,500. For a single-family residence, the FHA loan limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. This tool helps you understand the required income, credit, reserves, and necessary documents for qualification. Using our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial positioning in .

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2025 Loan Limits and Down Payment Conditions in Wahneta, county of Polk, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Wahneta, FL

Lendersa® aims to secure the best USDA or FHA loan for you quickly and with ease. Choose from three different starting points that help connect you with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, also called the USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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