USDA Vs. FHA your options comparison in Jan-Phyl-Village, Polk County, FL

In 2024, USDA loan limit in Jan-Phyl-Village, county of Polk, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Jan-Phyl-Village, county of Polk, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Jan-Phyl-Village, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ESCO Mortgage Advisors
  • 161 East 21st Street, Costa Mesa, CA, 92627
  • "We provide buy-side, sell-side and market infrastructure firms with a full-service offering, including systems integration and technology consulting services, to assist in delivering high performance trading and settlement More than 25 years of experience working in the industry has enabled us to build our services"
  • Orange Coast Loan Services, Inc.
  • 244 Magnolia Street, Costa Mesa, CA, 92627
  • Experience is critical when you choose a mortgage professional. Ken Greene obtained his real estate salespersons license in 1994 and his brokers license in 2004 (NMLS 234239). He is the licensed broker and President of KenLends.com (NMLS 337762). en is a seasoned veteran in the mortgage broker business.
  • Khosravi Mortgage
  • 260 Santa Isabel Avenue, Costa Mesa, CA, 92627
  • Khosravi Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Laguna Equity Funding Inc.
  • 301 East 17th Street, Suite 209, Costa Mesa, CA, 92627
  • Laguna Equity Funding Inc is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
  • Ingram Company
  • 170 East 17th Street, Suite 200E, Costa Mesa, CA, 92627
  • Mark has been a licensed Mortgage Broker and Realtor since 1997. As owner of Ingram Company Realty & Mortgage, he specializes in first time buyers and works within all aspects of the mortgage industry to successfully find the right product for his clients. he worked as a Controller for a manufacturing company in Huntington Beach
  • Triple Crown Funding Inc.
  • 1901 Newport Boulevard Suite 350, Costa Mesa, CA, 92627
  • Triple Crown Funding deals directly with investors to fund private money loans. We are based in Orange County California and our executive team has spent many years building up our established network of private money investors. We work with mortgage brokers, bankers, real estate professionals and investors.
  • BN Loans, INC.
  • 1904 Harbor Blvd., Costa Mesa, CA, 92627
  • It has been Broker/Owner Corey Kohnke’ s dreams to open a Private Real Estate Investment Company. That dream is now here. Meet BN Loans Inc. – a private lender for real estate investors. We offer great customer service that allows our borrowers’ to focus on acquisitions and current projects.
  • Prowess Lending
  • 1671 W Katella Ave, Suite 130, Anaheim, CA, 92802
  • Prowess Lending was founded in 2019 and it’s being serving their clients with integrity and honesty. We know you may have many reasons to be skeptical to work with a new broker, but if you gives a chance we will work hard to earn your trust. Our job is to match you with the best option we have depending on your particular situation.
  • Dynamic Mortgage Financial
  • 14351 Euclid Street, Suite E, Garden Grove, CA, 92843
  • Dynamic Mortgage Financial Corporation offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
  • The Lemoine Group, Inc.
  • 11088 Trask Ave, Suite 100, Garden Grove, CA, 92843
  • We purchase and manage a portfolio of first and second mortgage notes across the USA. We purchase pools of first and second mortgages for our own portfolio and for resale. We also offer management and advisory services including due diligence, workout strategies and partnership opportunities.
  • Cali Home Realty
  • 10240 Westminster Ave, Suite 202, Garden Grove, CA, 92843
  • Cali Home Realty has been in Orange County California with over 30 years experience offering boutique real estate services. We offer assistance with buying and selling residential, commercial, investment properties, leasing, property management, and financing. Located at 10246 Westminster Ave Garden Grove, CA 92843.
  • Just Funded Mortgage
  • 12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
  • "Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"