USDA Vs. FHA Pro and Con comparison in Williston, Levy County, FL

As of 2025, the USDA loan limit in Williston, Levy county, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Williston, Levy, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Williston, FL

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan available, hassle-free. Choose one of three paths to connect with matching lenders and USDA loan programs.

  1. Enhance your request with USDA/FHA optimization
  2. Review USDA and FHA rates & terms initially
  3. Access the largest USDA loan database
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Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas, unlike FHA loans, which require at least a 3.5% down payment. USDA loans require no down payment at all.

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