USDA Vs. FHA Pro and Con comparison in Williston, Levy County, FL

As of 2026, the USDA loan limit in Williston, Levy county, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in Williston, Levy, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Williston, FL

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan available, hassle-free. Choose one of three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas, unlike FHA loans, which require at least a 3.5% down payment. USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Jones Mortgage Group
  • 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
  • Jones Mortgage Group offers a variety of loan programs to meet your needs. Weather it is your 1st purchase or your last, or maybe you are looking to refinance your rate or use your home equity we can assist you. Since 1993, I’ve helped people achieve their homeowning dreams by answering their questions & guiding them through the home loan progress.

  • Cafe Lending
  • 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
  • We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.

  • Mortgage Capital Funding LLC
  • 9465 Counselors Row, Suite 232, Indianapolis, IN, 46240
  • We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .

  • Davis Financial Group LLC
  • 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240
  • Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.

  • Langdon Mortgage
  • 250 E. 96th St, Suite 280, Indianapolis, IN, 46240
  • As a correspondent lender, we can fund your loan internally and thus close faster and have greater flexibility and control over your transaction. Since LMC operates as a multi-source mortgage broker as well, we are also able to broker loans through a variety of national investors.

  • Grandview Lending Inc
  • 8445 Keystone Crossing Blvd, Indianapolis, IN, 46240
  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.

  • MJW Financial LLC
  • 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
  • MJW Financial opened its doors in early 2008 in spite of the unfavorable housing market conditions.Unhappy with the reputation given to mortgage banks subsequent to the fall of numerous lenders, the founder decided to create a company whose sole purpose would be to provide affordable & appropriate mortgages to both homeowners.

  • Midwest Regional Bank
  • 363 Festus Centre Dr, Festus, MO, 63028
  • The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages

  • F.C. Tucker Company
  • 9279 N Meridian St, Indianapolis, IN, 46260
  • F.C. Tucker Company, Inc. is Indiana's largest independent real estate brokerage. Started in Indianapolis in 1918, Tucker has 35 affiliate offices throughout the state, in addition to its 13 Indianapolis-area offices. Less than one percent of all real estate firms in America enjoy a continuing history as long as F.C. Tucker Company, Inc.

  • Lamar Lending
  • 2515 B NASA PKWY, Suite 200, Seabrook, TX, 77586
  • Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.

  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.

    And that’s as true today as it was 85 years ago.

  • E Z Loans Inc
  • 28273 Dupont Blvd, Millsboro, DE, 19966
  • Our mission is to provide financial assistance to those who are in need of money as quickly as possible (usually takes 15-20 minutes). In just a short time and you will have the much needed funds. EZ Loan$, Inc. is one of only a few members in Delaware. We treat all our customers with dignity and respect.