FHA Vs. USDA loan program for Ocoee, Orange County, Florida

In 2025, USDA loan limit in Ocoee, county of Orange, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ocoee, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 344-4000 938 miles Lender's profile and map Reviews American Fidelity Mortgage, LLC 146 Delancy st, Newark, NJ, 07105 At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.
(973) 276-1226 938 miles Lender's profile and map Reviews AMS Mortgage Services Inc. 375 Chestnut St 3C, Newark, NJ, 07105 AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
(973) 430-7923 938 miles Lender's profile and map Reviews Public Service Plaza Federal Credit Union 80 Park Plaza, Newark, NJ, 07102 Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
(973) 344-8660 938 miles Lender's profile and map Reviews ILA Local 1235 Federal Credit Union 1 Gateway Center, Suite 2600, Newark, NJ, 07102 The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
(973) 622-6028 938 miles Lender's profile and map Reviews Federal Employees Newark Federal Credit Union 970 Broad Street, Newark, NJ, 07102 FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
973 735 0888 938 miles Lender's profile and map Reviews Ary Ming Asset Funding 24 Commerce St. Suite 606, Newark, NJ, 07102 AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
(844) 763-4466 938 miles Lender's profile and map Reviews SoFi PO Box 11733, Newark, NJ, 07101 SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live. Everything we do is geared toward helping our members get their money right. We’re constantly innovating
(570) 602-7400 938 miles Lender's profile and map Reviews Highway Federal Credit Union 405 Laurel Street, Hughestown, PA, 18640 Highway Federal Credit Union. Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
(973) 676-7374 938 miles Lender's profile and map Reviews Messiah Baptist Church Federal Credit Union 13-17 Oak Street, East Orange, NJ, 07018 The Messiah Baptist Church Federal Credit Union, MBCFCU, was founded in 1973. With our low-income designation we qualify for additional funding and programs to extend services to those undeserved among traditional banking institutions. We believe all should have access to capital and the resources to build a secure financial future.
(512) 446-2583 938 miles Lender's profile and map Reviews Rockdale Federal Credit Union 1821 W Cameron Avenue, Rockdale, TX, 76567 Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.