USDA Vs. FHA your options comparison in Ocoee, Orange County, FL
In the year 2025, the USDA loan limit for Ocoee, in the county of Orange, FL, is $336,500. In contrast, the FHA cap for a single-family home stands at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can assess the most favorable current USDA versus FHA rates to understand the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Ocoee, Orange, FL
Type of Loan
Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Ocoee, FL
Lendersa® strives to quickly and seamlessly find you the most suitable USDA or FHA loans. You can select from three different starting options that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no initial payment.
1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
1360 East Ninth Street, Suite 950, Cleveland, OH, 44114
Since 1982, we have provided more than $550 million in financial assistance to businesses as part of our overall mission to foster economic growth & job creation in Ohio. Also, for the past 11 years, we have been the number one SBA 504 lender in the State of Ohio. Growth Capital has a team of experienced economic development finance professionals.
Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country.
We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state