USDA and FHA Pro and Con in Ocoee, Orange County, FL
In the year 2025, the USDA loan limit for Ocoee, in the county of Orange, FL, is $336,500. In contrast, the FHA cap for a single-family home stands at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can assess the most favorable current USDA versus FHA rates to understand the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Ocoee, Orange, FL
Type of Loan
Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Ocoee, FL
Lendersa® strives to quickly and seamlessly find you the most suitable USDA or FHA loans. You can select from three different starting options that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no initial payment.
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