USDA Loan Vs. FHA loan pro & con Hernando, Citrus County, FL

In 2025, USDA loan limit in Hernando, county of Citrus, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hernando, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(657) 342-0900 Lender's profile and map Reviews The Lending Connection 13831 Pasadena Street, North Tustin, CA, 92705 The Lending Connection has changed the experience in buying your home, selling your home, and financing your home. Every customer, regardless of credit history, is provided, the greatest value available for their particular needs, the highest level of customer care and the full support of this institution to ensure
(310) 210-3170 Lender's profile and map Reviews ARBOR Financial Group 2932 Daimler Street, Santa Ana, CA, 92705 Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
(877) 585-3863 Lender's profile and map Reviews Fidelity Bancorp Funding 1551 N. Tustin Ave, Suite 700, Santa Ana, CA, 92705 We understand the challenges you face in differentiating between various lending options and utilizing them the best way to achieve your goals. We simplify the process. We guide you confidently through the process and close your loan smoothly – protecting you from common pitfalls. Whether it’s doing our utmost to exceed your expectations, or keepi
949.390.2688 Lender's profile and map Reviews JMAC 2510 Red Hill Ave., Santa Ana, CA, 92705 From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.
(310) 418 4444 Lender's profile and map Reviews Fidelity Bancorp Funding 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705 Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
(909) 396-6870 Lender's profile and map Reviews American Freedom Funding 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765 We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.
(800) 833-4714 Lender's profile and map Reviews NuBridge Commercial Lender 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765 NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
(877) 612-4200 Lender's profile and map Reviews Investment & Financial 556 N. Grand Blvd, Diamond Bar, CA, 91765 GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
(714) 399-6006 Lender's profile and map Reviews NetCORE Realty & Lending 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765 Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
(833) 943-5363 Lender's profile and map Reviews American Empire Lending 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765 American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.