In 2025, the USDA loan limit for Pace, in the county of Santa Rosa, FL, is $336,500; meanwhile, the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. Identify the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA rates, enabling you to choose the best program in tailored to your financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Pace, Santa Rosa County, FL
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Alternatives in Pace, FL
At Lendersa®, our objective is to provide you with an optimal USDA or FHA loan swiftly and hassle-free. Begin with one of three options that connect you with suitable lenders and programs.
The USDA home loan, backed by the U.S. Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require zero down payment.
Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more
Aarna Mortgage LLC is located in Bensalem, PA, United States and is part of the Activities Related to Credit Intermediation Industry. Aarna Mortgage Serving all of NEW JERSEY AND PENNSYLVANIA. We want you to compare us with other brokers. No obligation free quote. Get lowest cost mortgage and save thousands.
At Latitude Financial, we’re your friend in the mortgage business. As one of Pennsylvania’s most experienced mortgage brokers, Latitude Financial provides loans for new homebuyers, investors and property owners for various real estate projects. We value you. Customer service is our #1 priority.
Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
