USDA Vs. FHA Pro and Con comparison in Pace, Santa Rosa County, FL
In 2025, the USDA loan limit for Pace, in the county of Santa Rosa, FL, is $336,500; meanwhile, the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. Identify the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA rates, enabling you to choose the best program in tailored to your financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Pace, Santa Rosa County, FL
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Lending Alternatives in Pace, FL
At Lendersa®, our objective is to provide you with an optimal USDA or FHA loan swiftly and hassle-free. Begin with one of three options that connect you with suitable lenders and programs.
The USDA home loan, backed by the U.S. Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require zero down payment.
The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
"From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida.
Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim
Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
601 North Belair Square, Suite 26, Evans, GA, 30809
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
141 North Belair Road, Suite 102, Evans, GA, 30809
Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
to promote the success.
Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909
Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
