USDA and FHA Pro and Con in Gonzalez, Escambia County, FL
In 2025, the USDA loan cap for Gonzalez in the county of Escambia, FL, is $336,500. In contrast, the FHA limit for a single-family residence amounts to $472,030.
Leverage the Lendersa® USDA loan calculator to examine today’s leading USDA and FHA rates. Understand the necessary income, credit requirements, reserves, and paperwork needed to qualify. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to make an informed choice for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Gonzalez, Escambia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Gonzalez, FL
Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, endorsed by the government through the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locales. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, offering a unique opportunity for qualifying rural residents.
Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
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