USDA Vs. FHA Pro and Con comparison in Pahokee, Palm Beach County, FL

In 2025, the USDA loan limit for Pahokee in the county of Palm Beach, FL is $368,000, while the limit for FHA loans on single-family homes stands at $557,750.

Use the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine the income, credit score, reserves, and documents you need to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs within .

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2025 Loan Limits and Down Payment Requirements in Pahokee, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pahokee, FL

Lendersa® aims to quickly provide you with the best USDA or FHA loan options with ease. Start by selecting one of three paths leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are restricted to rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • U.P. Employees Federal Credit Union
  • 1000 West 4th Street N, North Little Rock, AR, 72114
  • U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people. Union Pacific Railroad and Amtrak employees as well as their immediate family members.
  • UP Federal Credit Union
  • 1501 Pike Avenue North, North Little Rock, AR, 72114
  • UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
  • Cincinnati Interagency Federal Credit Union
  • 26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220
  • As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
  • Little Rock Fire Department Federal Credit Union
  • 210 South Gaines St, Little Rock, AR, 72201
  • The Little Rock Fire Department Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
  • Arkansas Teachers Federal Credit Union
  • 914 W. 6th Street, Little Rock, AR, 72201
  • When you’re a member of Arkansas Teachers FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Credit unions are not-for-profit, which means that instead of dividends going to shareholders,
  • Arkansas Education Association Federal Credit Union.
  • 1500 West 4th Street, Suite 300, Little Rock, AR, 72201
  • Arkansas Education Association Credit Union opened its doors in 1978 to offer financial services to members of the Arkansas Education Association and their families. The credit union has assets totaling $7 Million and provides banking services to more than 2,000 members. While our products and services are constantly evolving
  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners
  • Mc Rae Mortgage & Investments
  • 100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
  • McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude. Bank of England Mortgage offers the strengths of a strong capital base"
  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.