USDA Vs. FHA your options comparison in Loxahatchee-Groves, Palm Beach County, FL

In 2024, USDA loan limit in Loxahatchee-Groves, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Loxahatchee-Groves, county of Palm Beach, FL

Loan Type Loan Limit Down payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Loxahatchee-Groves, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Connery Capital Mortgage of Colorado
  • 4218 W 41st Ave, Denver, CO, 80212
  • Ryan Connery graduated from University of Colorado Boulder in 2008. Since then, he has lived all around the country but eventually decided to call Colorado his permanent home. In past experience, he has worked for large and small mortgage banks but prefers the more personal experience for clients while also getting fair costs and rates.
  • Blueprint Mortgage Group LLC
  • 2491 Perry Street, Denver, CO, 80212
  • Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164. The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
  • Salt Funding - Hard Money Lender
  • 3700 Tennyson Street, Suite 12070, Denver, CO, 80212
  • Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227
  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
  • Academy National Mortgage Corporation
  • 1955 South Lake Road, Denver, CO, 80227
  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
  • Ruby Rose Loans and Processing
  • 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
  • "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
  • EquiLane Lending, LLC
  • 3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
  • The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lockstep Mortgage LLC
  • 12412 York Street, Thornton, CO, 80241
  • Lockstep, our team of Mortgage Brokers are creative experts ready to help you navigate the mortgage process smoothly. With all the worries that come with buying or refinancing a home, we have the experience, knowledge, and flexibility to get you to the finish line without any road bumps
  • Bestrates Mortgage
  • 2081 E 129th Drive, Thornton, CO, 80241
  • At BestRates Mortgage, where we specialize in residential mortgages. At BestRates Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • North Metro Mortgage Inc
  • 12500 First St, Suite 3, Thornton, CO, 80241
  • North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.