USDA and FHA Pro and Con in Loxahatchee-Groves, Palm Beach County, FL

As of 2026, the USDA loan limit for Loxahatchee-Groves in Palm Beach, FL, is $322,000, while the FHA limit for a single-family home stands at $402,500.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Loxahatchee-Groves, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Loxahatchee-Groves, FL

The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loan available, hassle-free. Choose from three initial paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Loxahatchee-Groves Lenders

  • Continental Capital Funding Corp
  • 16156 Key Lime Blvd, Loxahatchee, FL, 33470
  • Lends in Florida
  • I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,

  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Lends in Florida
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.

  • All Shores Mortgage
  • 17888 67th Ct N, Loxahatchee, FL, 33470
  • Lends in Florida
  • We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.

  • SouthWind Mortgage Inc
  • 1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
  • Lends in Florida
  • Our Mortgage Professionals have combined financial experience helping Realtors, their clients, homeowners & business owners for over 35 years.President Donald Cahill, has established a professional reputation of honesty, integrity, & competence within the Morgagre Brokerage industry.Southwind Mortgage the practices can be summed up in one sentence.

  • Buccaneer Mortgage
  • 2101 Vista Pkwy, West Palm Beach, FL, 33411
  • Lends in Florida
  • Buccaneer Mortgage The GoodPirates Home Loans is located in West Palm Beach, Florida. Buccaneer Mortgage was formed in 2000 and is currently licensed as a Mortgage Lender in the State of Florida and a Mortgage Broker in the US Virgin Islands. Buccaneer Mortgage is a full service lender offering both residential mortgages and commercial mortgages.

  • The Lending Hub Inc
  • 2101 Vista Parkway West, Palm Beach, FL, 33411
  • Lends in Florida
  • The Lending Hub, Inc. is a Licensed Mortgage Broker business located in West Palm Beach, Florida. We provide Financing to Purchase or Refinance Residential & Commercial Property. Our team of Mortgage professionals have over 20 years of experience providing clients personal attention to their financing needs.

  • Reverse Mortgage Reality
  • 2345 Waburton Terrace, Wellington, FL, 33414
  • Lends in Florida
  • Our goal is education and service. We aim to teach you how you can utilize a reverse mortgage in Pennsylvania, New Jersey, Florida, or all across the United States. In fact, since 2008 we’ve helped over 431 seniors learn about and get reverse mortgages. At Reverse Mortgage Reality, we realize that no 2 seniors have the exact same situation.

  • Sunvest Mortgage Group LLC
  • 12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
  • Lends in Florida
  • At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Sunstate Mortgage LLC
  • 12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
  • Lends in Florida
  • sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.