USDA Vs. FHA Pro and Con comparison in Loxahatchee-Groves, Palm Beach County, FL

As of 2025, the USDA loan limit for Loxahatchee-Groves in Palm Beach, FL, is $322,000, while the FHA limit for a single-family home stands at $402,500.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Loxahatchee-Groves, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Loxahatchee-Groves, FL

The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loan available, hassle-free. Choose from three initial paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rancho Vista Mortgage Corporation
  • 2901 West Coast Highway, Suite 350, Newport Beach, CA, 92663
  • At Rancho Vista Mortgage, our team shares a strong entrepreneurial mindset. We take great pride in delivering effective strategies to the communities we serve in an effort to provide savings made easy. We have set out to revolutionize the mortgage industry by opening Rancho Vista Mortgage in 2003
  • Clear View Mortgage
  • 3416 Via Lido, Suite E, Newport Beach, CA, 92663
  • CVM knows the complexities and moving parts that come with each real estate transaction. The Clear View Mortgage team has put the right people in place in help make financing stress free and efficient. Real Estate is a hands on service/experience. Bill and his team are dedicated to making sure that each and every client.
  • The Carver Group Inc.
  • 424 32nd Street, Unit D, Newport Beach, CA, 92663
  • The Carver Group, Inc. is built on a foundation of integrity and trust. We are committed to providing you a high level of customer service as well as a competitive mortgage loan product that is structured for your individual need. We make the process of securing a mortgage straight forward and we guide you through the entire loan process.
  • Bayside Funding
  • 3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
  • Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.
  • Southern California Mortgage
  • 231 Lugonia Street, Newport Beach, CA, 92663
  • Southern California Mortgage, where we specialize in residential mortgages. At Southern California Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Emery Financial, Inc.
  • 625 Kings Road, Suite 850, Newport Beach, CA, 92663
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NAL Financial Inc.
  • 414 31st Street, Suite B, Newport Beach, CA, 92663
  • NAL Financial Team is located in Newport Beach, California, and proudly serves homeowners and homebuyers throughout California and Colorado. We believe the key to our success has always rested on three main principles: honesty, timeliness, and competitive pricing. As mortgage brokers, we are able to offer our clients a variety of products.
  • Your Mortgage Expert
  • 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
  • We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
  • Vesta Capital Inc
  • 10555 Stanford Avenue, Garden Grove, CA, 92840
  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
  • Nestegg Inc.
  • 12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
  • We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.