USDA Loan Vs. FHA loan for Palm-Harbor, FL [ best of 2023]

In 2025, USDA loan limit in Palm-Harbor, county of Pinellas, FL is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palm-Harbor, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(734) 464-8079 992 miles Lender's profile and map Reviews Community Alliance Credit Union 39209 6 Mile Road, Suite 160, Livonia, MI, 48152 A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education. We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
(734) 425-5080 992 miles Lender's profile and map Reviews Michigan Columbus Federal Credit Union 30419 W Six Mile Road, Livonia, MI, 48152 Michigan Columbus offers a variety of savings programs designed to provide financial solutions for your everyday life. We are open to the community of Livonia, Michigan, anyone who lives, works, attends school or church in Livonia, or who is related to a current member is automatically qualified for membership.
(734) 338-7724 992 miles Lender's profile and map Reviews Michigan Financial Mortgage Company 20008 Parker St, Livonia, MI, 48152 Michigan Financial is a full service mortgage company, located in Northville, MI. Michigan Financial is able to offer competitive rates with minimal costs on each mortgage. We focus on personal service & develop a relationship with our clients, to better understand their needs.Call us today, to find out why Michigan Financial is your best solution.
(734) 720-8700 992 miles Lender's profile and map Reviews Priority 1 Lending, LLC 38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152 We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
(718) 502-6012 992 miles Lender's profile and map Reviews JG Funding Corporation 531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314 JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
(718) 477-4405 992 miles Lender's profile and map Reviews Grand Oaks Funding, LLC 600 Manor Road Suite 2A, Staten Island, NY, 10314 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(816) 540-2525 992 miles Lender's profile and map Reviews Community Bank of Pleasant Hill 2401 North Highway 7, Pleasant Hill, MO, 64080 Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
(630) 323-4404 992 miles Lender's profile and map Reviews Hinsdale Bank & Trust Company, National Association 25 E 1st St, Hinsdale, IL, 60521 Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(708) 246-6870 992 miles Lender's profile and map Reviews Western Springs FCU 810 Hillgrove Avenue, Western Springs, IL, 60558 Western Springs Federal Credit Union has been serving its members in the WESTERN SPRINGS, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages
(312) 408-8400 992 miles Lender's profile and map Reviews Burling Bank 141 West Jackson Boulevard, Chicago, IL, 60604 Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
(312) 922-5310 992 miles Lender's profile and map Reviews U.S. Employees Credit Union 230 S Dearborn Street, Suite 2962, Chicago, IL, 60604 USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.