USDA Vs. FHA Pro and Con comparison in Oldsmar, Pinellas County, FL
As of 2025, the USDA loan limit in Oldsmar, situated in the county of Pinellas, FL, is $0. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore today’s top rates for USDA versus FHA loans. It helps identify necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best program in for your financial requirements.
2025 Loan Limits and Down Payment Needs in Oldsmar, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Oldsmar, FL
The main aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hurdles. Choose one of the three starting routes to locate matching lenders and USDA loan programs suitable for you.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is offered only in rural locations. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans are available without any down payment, making homeownership more accessible in rural settings.
155 North Wacker Drive, Suite 1600, Chicago, IL, 60606
Aspire Capital Fund, LLC is a private, long-only investment fund focused on making investments in US publicly traded biotechnology companies through the open market as well as direct investments including private placements, PIPEs, registered directs & public offerings.Founded 2010 Aspire Capital Fund, LLC is managed by Aspire Capital Partners, LLC
Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
Chicago Area Office is dedicated to consistently bringing superior service and financially sound advice to employees of the Social Security Administration and their immediate family members. We are committed to remaining a safe, sound reliable Credit Union.
Our philosophy, like that of many other credit union's is ""People helping People
566 West Lake Street, Suite 220, Chicago, IL, 60661
NorthPoint Capital Group is a major commercial mortgage banking group of companies specializing in originating and servicing quality mortgage loans for real estate owners and our institutional lenders. We strive to provide our borrower clients with loans on the most competitive terms structured to meet the requirements of our borrowers and lenders.
The Elizabeth, NJ Firemen’s FCU strives to promote thrift for our members, provide affordable financial services and assist members, who show a desire to improve their financial foundation, and to get through difficulties which may be keeping them from realizing their potential. The Elizabeth, NJ Firemen’s FCU was Chartered in 1936.
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
Highway Federal Credit Union. Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank.
Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria
Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
