USDA Vs. FHA Pro and Con comparison in Oldsmar, Pinellas County, FL
As of 2025, the USDA loan limit in Oldsmar, situated in the county of Pinellas, FL, is $0. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore today’s top rates for USDA versus FHA loans. It helps identify necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best program in for your financial requirements.
2025 Loan Limits and Down Payment Needs in Oldsmar, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Oldsmar, FL
The main aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hurdles. Choose one of the three starting routes to locate matching lenders and USDA loan programs suitable for you.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is offered only in rural locations. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans are available without any down payment, making homeownership more accessible in rural settings.
Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
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Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
