USDA Vs. FHA your options comparison in East-Lake, Pinellas County, FL

In 2025, USDA loan limit in East-Lake, county of Pinellas, FL is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in East-Lake, county of Pinellas, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in East-Lake, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dividend Mortgage
  • 6204 Lovers Lane, Portage, MI, 49002
  • Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
  • FIRSTOAK BANK
  • 113 N. Penn Ave, Independence, KS, 67301
  • FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
  • Gemini Funding Corp
  • 322 N Pennsylvania Ave, Independence, KS, 67301
  • Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
  • RJR Mortgage Company LLC
  • 812 Central Avenue, Suite 4, Westfield, NJ, 07090
  • RJR Mortgage Company, LLC does not make any mortgage loan commitments or fund any mortgage loans. All loans are arranged through third party providers. RJR Mortgage Company LLCis affiliated with many lenders to offer a broad range of products with competitive pricing. Our executive has over 25 years of experience in the mortgage industry.
  • United Federal Credit Union
  • 2819 South State Street, Saint Joseph, MI, 49085
  • United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
  • The Hub-Co Credit Union
  • 310 Bank Street, Keokuk, IA, 52632
  • The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
  • Galesburg Burlington Credit Union
  • 476 E South Street, Galesburg, IL, 61401
  • Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.